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Navigating the healthcare system doesn’t have to be a headache. All indipop plans include a level of service that most of our members have never known possible before indipop.
You have the choice of selecting $1000, $2500 and $5000 per major medical need. This is the amount the member would be responsible for a major medical need up 3 IUA’s/year.
Example: if you have an emergency appendectomy you will be responsible for $1,000 out of pocket if you chose the $1,000 IUA in your plan.
The indipop Essential + HSA powered by MPB Health, offers a low deductible for a medical need.
$1,000 per major medical/hospitalization capped at $3,000 annually.
Example: A broken leg, $1,000 is the patient responsibility amount, this is the out of pocket cost for the surgery, aftercare provider visits, and physical therapy if needed.
Emergency Room
The max out of pocket for an ER visit is $1,000.
Provides Preventive Services as Mandated by the Affordable Care Act (ACA)
Keep your provider or choose a practitioner you want to work with. This plan is not a PPO or HMO, there is an open network and set rates for medical needs with transparent pricing. This ensures you don't have to worry about networks and what surgeon, hospital or anesthesiologist is on call, you know exactly what you will owe.
For in in-person primary care/specialist appointments our suggestion is you say you are a self pay patient and pay the cash rate. You may always call the concierge number prior to an appointment to inquire about provider visits.
Imaging
Skip the emergency room for x rays and scans, if your condition is not a life threatening medical need the 24/7 practitioners can order you the imaging you need. The self pay rate will apply to your IUA. Example: if you get an MRI and pay $300 out of pocket, and the medical need requires surgery, you will now pay $700 for the surgery. You applied $300 to count towards this medical need.
Labwork
Routine lab work included with your annual wellness $0. For labs throughout the year it will be a discounted self pay rate.
100% Confidential Counseling: This program provides members with a way to find help dealing with personal and work-related issues. Without this help, the issues could decrease members’ quality of life or interfere with job performance.
Services include:
Counseling: Virtual, face-to-face, or telephonic sessions with a counselor
Personal Navigation: In all areas of work/life convenience
Access to Additional Resources: Childcare, legal, financial, support groups, housing, etc.
Elder Care and Financial: Telephonic consulting, tailored eldercare counseling & resources, plus financial wellness counseling provided by experts in their field
Online Training Library: Thousands of virtual work/life training and ability to track progress
Access to Compass: Advanced HR support and assistance in professional development
Member becomes pregnant and receives prenatal care for 9 months. Member has standard vaginal delivery and postnatal care. Delivery is successful without further complications. The doctor prescribes several medications.
Pre and Postnatal Care, Ultrasound and Labs, Delivery,Prescriptions
Any pregnancy that is conceived prior to membership is not eligible for sharing.
Our Concierge Team researches the highest quality, fairest priced providers, diagnostics centers, labs, and medical facilities for members who are in need of these services.
For high-cost surgical procedures. We work with the Care Connect Team to search for the highest quality and fairest price for each component of a member’s surgical procedure. The total cost is then negotiated to the lowest possible price.
Our concierge Team searches a variety of U.S. and worldwide pharmacy discount platforms and pharmacy assistance programs to find the fairest priced medications, as well as where to purchase them. Use our sources for high-cost prescriptions and maintenance medications.
A tax-advantage medical savings account that can be used to pay for medical expenses with before-tax dollars is available to taxpayers in the United States who are enrolled in Secure.
Two-year lookback for pre-existing conditions
Time constraint for pre-existing conditions after membership effective date | Sharing eligibility
First 12 months | Not shareable
Months 13-24 | Shareable to $25,000
Months 25-36 | Shareable to $50,000
Month 37 and after | Shareable to $125,000
Member Only | |
---|---|
Employee Only | $415 |
Employee and Spouse | $820 |
Employee and Child(ren) | $850 |
Employee and Family | $1,200 |
Hospital Care – Inpatient & Outpatient
Individual
$2,000 initial member responsibility 20% co-share | $4,000 out-of-pocket max
Family
$4,000 initial member responsibility 20% co-share | $6,000 out-of-pocket max
Emergency Room
$500 initial member responsibility + 20% co-share
Hospital Care - Inpatient & Outpatient Individual
Individual Plan: $2,000 Initial Member Responsibility 20% co-share | $4,000 out-of-pocket max
Family plan: $4,000 Initial Member Responsibility 20% co-share | $6,000 out-of-pocket max
Example: A broken leg for an individual, $2,000 plus 20% co-share up to $4,000 is the patient responsibility amount, this is the out of pocket cost for the surgery, aftercare provider visits, and physical therapy if needed.
Urgent Care
When you coordinate with the health plan prior to the provider visit it is $0.
Emergency Room
$500 Initial Member Responsibility + 20% co-share.
Annual Adult Physical & Well Child
$0 for you annual wellness or well child visit
Age appropriate screenings.
40 years old for a mammogram $50 copay
45 years old for a colonoscopy $50 copay
This plan includes unlimited primary care visits for adults and children at $0.
Coordinate with Redirect using the app or phone, prior to the appointment.
Specialist visit
$50 copay
Nurse practitioners, medical doctors and naturopaths can be reached 24/7 at $0.
These practitioners can order lab work, digital imaging and prescribe medication.
This plan leverages the PHCS network of providers, Redirect health will work with your current provider if they are not currently in this network.
This plan is not a PPO or HMO, there is an open network and set rates for medical needs with transparent pricing. This ensures you don't have to worry about networks and what surgeon, hospital or anesthesiologist is on call, you know exactly what you will owe.
Imaging
Skip the emergency room for x-rays and scans, if your condition is not a life threatening medical need the 24/7 practitioners can order you the imaging you need many times it is $0!
MRI’s: $50 Copay
CT Scans: $50 copay
Ultrasound and other imaging: $50 copay
*No Coverage without Appointment Preparation/Pre-authorization
Labwork
Routine labs are included at $0
This plan is contracted with Labcorp they have locations in all 50 states.
Mental Health & Tele-Counseling $0
Resilience PRO Mental Wellness Consultants • Life Coaches • Mental Health Crisis Counselors 24/7
Do you have a therapist you’d like to continue working with? We can help!
*No Coverage without Appointment Preparation/Pre-authorization
Redirect will help find the lowest cost and where it is available. Not sure about your medication cost, reach out to indipop for help. They work directly with the medical advocates to help you save on your medication costs.
RedirectHealth.com/rxformulary
100% member responsibility and prices may vary depending on pharmacy location, quantity, and dosage.
Work with a medical advocate to see if you qualify for $0 cost medication.
$0 for 12 Chiropractic visits/year for each person in the family.
Subject to IUA.
Individual max out of pocket is $4,000
Family max out of pocket $6,000
Pregnancy existing prior to membership is not shareable.
A condition is considered pre-existing for you or a dependent if symptoms or treatment have occurred within the 12 months prior to joining the Medical Cost Share. See the Membership Guidelines for detailed description of what will be considered a pre-existing condition. Controlled diabetes, hypertension, high cholesterol, seasonal allergies, and intermittent asthma will not be considered pre-existing when reported prior to membership effective date.
Pre-existing conditions become eligible for sharing based on members' tenure with the plan, as indicated by the following graduated sharing schedule:
First 12 months | Not shareable
Months 13-24 | Shareable to $25,000
Months 25-36 | Shareable to $50,000
Month 37 and after | Shareable to $125,000
Conditions beginning after a Member's effective date will be shared after the $1,000 per condition initial member responsibility and/or the annual $3,000 family maximum out-of-pockets have been met. See the Membership Guidelines for sharing rules.
Additional Sharing Restrictions
See Member Guidelines for detailed shareable restrictions. Households with one or more tobacco users will incur an additional $75/mo added to the membership price.
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Monthly Contribution Starts at:
$175
Initial Unshareable Amount (IUA):
$1,000 or $2,500
Annual Out-of-Pocket Maximum:
$3,000 or $7,500 per family
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Annual Sharing Maximum: No Cap
Lifetime Sharing Maximum: No Cap
Allows HSA: No
Preventative Care: Yes
Virtual Direct Primary Care: Yes, Akos MD, see the same provider monthly unlimited.
Primary Care Visit: 24/7 tele-health included, the team can help coordinate care.
Specialist Visit: May count towards (IUA) Initial Unshareable Amount
Mental Health Program: Yes
Maternity: Yes
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Emergency Visit: You are responsible for the first $1,000 or $2,500, which counts toward your annual IUA-Initial Unshareable Amount.
Hospitalization: Your Initial Unshareable Amount, or IUA, is the maximum amount you would be responsible for paying out-of-pocket in the event of a major incident. 3 IUA per 12-month rolling period, and anything after would be shared as long as it exceeds $500
Direct Virtual Primary Care: Yes, unlimited visits with the same provider
Urgent Care Visit: Free through telehealth.
Preventative Care: Connected
includes:
Prescription Coverage: Prescriptions for the medication(s) that are billed by a provider and are related to a qualified Need are shareable. Searches six U.S Platforms, the Word Drug Market, and Pharmacy Assistance programs to find the lowest costs for you.
Maternity: One Initial Unshareable Amounts (IUA’s) are applied to a single maternity need.
Mental Health: Lifeworks
includes:
Pre-Existing Conditions: 24-month look back; no coverage for first 24 months; $25K 2nd year; $50K 3rd year; $125K 4th year and beyond. Exceptions for: Controlled diabetes, hypertension, high cholesterol, seasonal allergies, and intermittent asthma will not be considered pre-existing when reported prior to membership effective date.
Meets ACA Requirements: No
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Monthly Contribution Starts at:
$45
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Primary Care Mobile Doctors: 24/7/365 Board Certified Physicians available with bilingual coverage nationally. Virtual visits can take place either on the phone or through secured video chat.
Mental & Behavioral Health: 24/7/365 licensed mental and behavioral health counselors and therapists available by phone.
Prescription Discount Card: Members save up to 80% on prescriptions at most major retailers.
Coming end of 2021!
LifeVital an app that can take your vitals anywhere anytime
Included in your plan at no extra cost
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[et_pb_section fb_built=”1″ custom_padding_last_edited=”on|phone” module_id=”mpb” _builder_version=”4.9.2″ _module_preset=”default” custom_padding_tablet=”” custom_padding_phone=”59px||59px||true|false” border_width_top=”2px” border_color_top=”#EFEFEF” global_colors_info=”{}”][et_pb_row column_structure=”2_5,3_5″ _builder_version=”4.9.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”2_5″ _builder_version=”4.9.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_image src=”https://indipop.co/wp-content/uploads/2021/03/MPB.Health-Logo-png.png” title_text=”MPB.Health-Logo-png” url=”#mpb” _builder_version=”4.9.2″ _module_preset=”default” max_width=”200px” module_alignment=”center” custom_margin=”||12px|||” locked=”off” global_colors_info=”{}”][/et_pb_image][et_pb_text _builder_version=”4.9.2″ _module_preset=”default” custom_margin=”-10px||3px|||” global_colors_info=”{}”]
[/et_pb_text][et_pb_text _builder_version=”4.9.1″ _module_preset=”default” text_line_height=”1.6em” custom_margin=”||6px|||” custom_padding=”14px||14px||true|false” border_width_top=”2px” border_color_top=”#EFEFEF” border_width_bottom=”2px” border_color_bottom=”#EFEFEF” global_colors_info=”{}”]
Monthly Contribution Starts At:
$165/$395 individual/family
Initial Unshareable Amount (IUA)
$1,000, $2,500, or $5,000 (max 3/year)
Annual Out-of-Pocket Maximum:
$3,000, $7,500, or $15,000
[/et_pb_text][et_pb_button button_url=”https://drive.google.com/file/d/1dcXpOWqURtdUU6_Hj7aqLPncxdF8Ob63/view” url_new_window=”on” button_text=”Download Plan Brochure” button_alignment=”center” _builder_version=”4.9.2″ _module_preset=”default” button_text_size=”16px” button_text_color=”#FFFFFF” button_bg_color=”#330066″ button_border_color=”#FFFFFF” button_border_radius=”36px” custom_margin=”11px||6px|||” custom_padding=”11px||11px||true|false” custom_css_main_element=”width:100%;” locked=”off” global_colors_info=”{%22gcid-f844fbee-a102-4d9a-b766-57a6069742a0%22:%91%93,%22gcid-c89d9721-164a-41a0-b5f2-e326ac43d43b%22:%91%93,%22gcid-3052e6e2-b474-4f45-8ef5-d42b8bc1d3af%22:%91%93,%22gcid-2e3a7011-960b-4296-a01c-164ea4abe554%22:%91%93,%22gcid-15808e15-796c-4d2d-b5cc-f286b65f0a6d%22:%91%93,%22gcid-0c1caf6c-a8b1-4edd-bd41-62a645eaf78a%22:%91%22button_border_color__hover%22%93}” button_bg_color__hover=”#330066″ button_bg_enable_color__hover=”on” button_border_color__hover=”#330066″ button_border_color__hover_enabled=”on|hover” button_bg_color__hover_enabled=”on|hover” button_text_color__hover_enabled=”on|hover” button_text_color__hover=”#FFFFFF”][/et_pb_button][et_pb_button button_url=”https://myahe.clickfunnels.com/solutions1611323984539″ url_new_window=”on” button_text=”Enroll Now” button_alignment=”center” _builder_version=”4.9.4″ _module_preset=”default” button_text_size=”16px” button_text_color=”#0A0404″ button_bg_color=”#79D1F2″ button_border_color=”#FFFFFF” button_border_radius=”36px” custom_margin=”||10px|||” custom_padding=”11px||11px||true|false” custom_css_main_element=”width:100%;” locked=”off” global_colors_info=”{%22gcid-f844fbee-a102-4d9a-b766-57a6069742a0%22:%91%93,%22gcid-c89d9721-164a-41a0-b5f2-e326ac43d43b%22:%91%93,%22gcid-3052e6e2-b474-4f45-8ef5-d42b8bc1d3af%22:%91%93,%22gcid-2e3a7011-960b-4296-a01c-164ea4abe554%22:%91%93,%22gcid-15808e15-796c-4d2d-b5cc-f286b65f0a6d%22:%91%93,%22gcid-0c1caf6c-a8b1-4edd-bd41-62a645eaf78a%22:%91%22button_border_color__hover%22%93}” button_bg_color__hover=”#330066″ button_bg_enable_color__hover=”on” button_border_color__hover=”#330066″ button_border_color__hover_enabled=”on|hover” button_bg_color__hover_enabled=”on|hover” button_text_color__hover_enabled=”on|hover” button_text_color__hover=”#FFFFFF”][/et_pb_button][/et_pb_column][et_pb_column type=”3_5″ _builder_version=”4.9.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.10.8″ _module_preset=”default” text_line_height=”1.6em” header_3_text_color=”#79D1F2″ custom_margin=”||18px|||” custom_padding=”3px||0px|||” global_colors_info=”{}”]
Annual Sharing Maximum: None, unless restricted by pre-existing condition.
Lifetime Sharing Maximum: None, unless restricted by pre-existing condition.
Allows HSA: No
Preventative Care: No
Primary Care Visit: 24/7 tele-health included, the team can help coordinate care.
Specialist Visit: May count towards (IUA) Initial Unshareable Amount
Maternity: Yes
[/et_pb_text][et_pb_accordion open_toggle_text_color=”#FFFFFF” _builder_version=”4.14.2″ _module_preset=”default” toggle_text_color=”#79D1F2″ toggle_font=”Open Sans||||||||” toggle_font_size=”18px” custom_margin=”||2px|||” custom_padding=”5px||5px||false|false” hover_enabled=”0″ custom_css_toggle=”margin-bottom:8px !important;” global_colors_info=”{}” sticky_enabled=”0″][et_pb_accordion_item title=”Your Title Goes Here” open=”on” _builder_version=”4.9.2″ _module_preset=”default” custom_css_main_element=”display:none;” global_colors_info=”{}”]
Your content goes here. Edit or remove this text inline or in the module Content settings. You can also style every aspect of this content in the module Design settings and even apply custom CSS to this text in the module Advanced settings.
[/et_pb_accordion_item][et_pb_accordion_item title=”Click to expand full plan summary” open_toggle_text_color=”#0A0404″ open_toggle_background_color=”#FFFFFF” closed_toggle_background_color=”#FFFFFF” icon_color=”#330066″ _builder_version=”4.14.2″ _module_preset=”default” custom_padding=”5px|0px|0px|0px|false|false” hover_enabled=”0″ border_width_all=”0px” border_width_top=”2px” global_colors_info=”{}” toggle_text_color=”#79D1F2″ toggle_font=”Open Sans|700|||||||” toggle_font_size=”15px” open=”off” sticky_enabled=”0″]
Emergency Visit: You are responsible for first $1,000, which counts toward your annual MRA.
Urgent Care Visit: Free through telehealth.
Network: Open Network, may use in all 50 states at any hospital or provider
Prescription Coverage: Prescriptions for medication(s) that are billed by a provider and are related to a qualified Need are shareable. Searches six U.S Platforms, the Word Drug Market and Pharmacy Assistance programs to find the lowest costs for you.
Maternity: Two Initial Unshareable Amounts (or Member Responsibility Amounts) are applied to a single maternity need. Any pre-birth or post birth need of the child will be considered a separate need from the mother’s maternity care.
Mental Health: Yes. Unlimited.
Pre-Existing Conditions: 24-month look-back: no coverage for the first 12 months; $25K 2nd year; $50K 3rd year; $125K 4th year and beyond. (Exceptions for High Blood Pressure, High Cholesterol & Diabetes)
Meets ACA MEC Requirements: No.
Caregiver Network: PHCS
Dental: No.
Vision: No.
[/et_pb_accordion_item][et_pb_accordion_item title=”Plan Highlight” open_toggle_text_color=”#0A0404″ open_toggle_background_color=”#FFFFFF” closed_toggle_background_color=”#FFFFFF” icon_color=”#330066″ _builder_version=”4.14.2″ _module_preset=”default” custom_padding=”5px|0px|0px|0px|false|false” hover_enabled=”0″ border_width_all=”0px” border_width_top=”2px” global_colors_info=”{}” toggle_text_color=”#79D1F2″ toggle_font=”Open Sans|700|||||||” toggle_font_size=”15px” open=”off” sticky_enabled=”0″]
Telehealth-24/7
QR Lifecode
24/7 Emergency Assistance with your Personal LifeCode allowing medical professionals instant access. You select which doctor(s) can view.
Life Care
Focuses on eliminating many things that compromise productivity or quality of life. Includes substance abuse, ongoing depression or anxiety, financial concerns, relationship problems and more!
Has everything the SECURE plan offers except HSA and MEC
[/et_pb_accordion_item][et_pb_accordion_item title=”What to consider about this plan” open_toggle_text_color=”#0A0404″ open_toggle_background_color=”#FFFFFF” closed_toggle_background_color=”#FFFFFF” icon_color=”#330066″ _builder_version=”4.14.2″ _module_preset=”default” custom_padding=”9px|0px|5px|0px|false|false” hover_enabled=”0″ border_width_all=”0px” border_width_top=”2px” border_width_bottom=”2px” border_color_bottom=”#d8d8d8″ global_colors_info=”{}” toggle_text_color=”#79D1F2″ toggle_font=”Open Sans|700|||||||” toggle_font_size=”15px” open=”off” sticky_enabled=”0″]
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[/et_pb_text][et_pb_text _builder_version=”4.9.1″ _module_preset=”default” text_line_height=”1.6em” custom_margin=”||6px|||” custom_padding=”14px||14px||true|false” border_width_top=”2px” border_color_top=”#EFEFEF” border_width_bottom=”2px” border_color_bottom=”#EFEFEF” global_colors_info=”{}”]
Monthly Contribution Starts at:
$225/$530 individual/family
Initial Unshareable Amount (IUA)
$1,000, $2,500, or $5,000 (max 3/year)
Annual Out-of-Pocket Maximum:
$3,000, $7,500, or $15,000
[/et_pb_text][et_pb_button button_url=”https://indipop.co/wp-content/uploads/2021/03/MPB-Secure-Benefits.pdf” url_new_window=”on” button_text=”Download Plan Brochure” button_alignment=”center” _builder_version=”4.9.2″ _module_preset=”default” button_text_size=”16px” button_text_color=”#FFFFFF” button_bg_color=”#330066″ button_border_color=”#FFFFFF” button_border_radius=”36px” custom_margin=”11px||6px|||” custom_padding=”11px||11px||true|false” custom_css_main_element=”width:100%;” locked=”off” global_colors_info=”{%22gcid-f844fbee-a102-4d9a-b766-57a6069742a0%22:%91%93,%22gcid-c89d9721-164a-41a0-b5f2-e326ac43d43b%22:%91%93,%22gcid-3052e6e2-b474-4f45-8ef5-d42b8bc1d3af%22:%91%93,%22gcid-2e3a7011-960b-4296-a01c-164ea4abe554%22:%91%93,%22gcid-15808e15-796c-4d2d-b5cc-f286b65f0a6d%22:%91%93,%22gcid-0c1caf6c-a8b1-4edd-bd41-62a645eaf78a%22:%91%22button_border_color__hover%22,%22button_border_color__hover%22,%22button_border_color__hover%22%93}” button_bg_color__hover=”#330066″ button_bg_enable_color__hover=”on” button_border_color__hover=”#330066″ button_border_color__hover_enabled=”on|hover” button_bg_color__hover_enabled=”on|hover” button_text_color__hover_enabled=”on|hover” button_text_color__hover=”#FFFFFF”][/et_pb_button][et_pb_button button_url=”https://myahe.clickfunnels.com/solutions1611323984539″ url_new_window=”on” button_text=”Enroll Now” button_alignment=”center” _builder_version=”4.9.4″ _module_preset=”default” button_text_size=”16px” button_text_color=”#0A0404″ button_bg_color=”#79D1F2″ button_border_color=”#FFFFFF” button_border_radius=”36px” custom_margin=”||10px|||” custom_padding=”11px||11px||true|false” custom_css_main_element=”width:100%;” locked=”off” global_colors_info=”{%22gcid-f844fbee-a102-4d9a-b766-57a6069742a0%22:%91%93,%22gcid-c89d9721-164a-41a0-b5f2-e326ac43d43b%22:%91%93,%22gcid-3052e6e2-b474-4f45-8ef5-d42b8bc1d3af%22:%91%93,%22gcid-2e3a7011-960b-4296-a01c-164ea4abe554%22:%91%93,%22gcid-15808e15-796c-4d2d-b5cc-f286b65f0a6d%22:%91%93,%22gcid-0c1caf6c-a8b1-4edd-bd41-62a645eaf78a%22:%91%22button_border_color__hover%22%93}” button_bg_color__hover=”#330066″ button_bg_enable_color__hover=”on” button_border_color__hover=”#330066″ button_border_color__hover_enabled=”on|hover” button_bg_color__hover_enabled=”on|hover” button_text_color__hover_enabled=”on|hover” button_text_color__hover=”#FFFFFF”][/et_pb_button][/et_pb_column][et_pb_column type=”3_5″ _builder_version=”4.9.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.10.8″ _module_preset=”default” header_3_text_color=”#79D1F2″ custom_margin=”||18px|||” custom_padding=”3px||4px|||” locked=”off” global_colors_info=”{}”]
Annual Sharing Maximum: None, unless restricted by pre-existing condition
Lifetime Sharing Maximum: None, unless restricted by pre-existing condition
Allows HSA: Yes
Preventative Care: Yes. Provides all 64 preventative and wellness services (except for genetic testing), as outlined in the Affordable Care Act (ACA)
Primary Care Visit: 24/7 tele-health included, the team can help coordinate care
Specialist Visit: May count towards (IUA) Initial Unshareable Amount
Maternity: Yes
[/et_pb_text][et_pb_accordion open_toggle_text_color=”#FFFFFF” _builder_version=”4.14.2″ _module_preset=”default” toggle_text_color=”#79D1F2″ toggle_font=”Open Sans||||||||” toggle_font_size=”18px” custom_margin=”||2px|||” custom_padding=”5px||5px||false|false” hover_enabled=”0″ custom_css_toggle=”margin-bottom:2px !important;” locked=”off” global_colors_info=”{}” sticky_enabled=”0″][et_pb_accordion_item title=”Your Title Goes Here” open=”on” _builder_version=”4.9.2″ _module_preset=”default” custom_css_main_element=”display:none;” global_colors_info=”{}”]
Your content goes here. Edit or remove this text inline or in the module Content settings. You can also style every aspect of this content in the module Design settings and even apply custom CSS to this text in the module Advanced settings.
[/et_pb_accordion_item][et_pb_accordion_item title=”Click to expand full details ” open_toggle_text_color=”#0A0404″ open_toggle_background_color=”#FFFFFF” closed_toggle_background_color=”#FFFFFF” icon_color=”#330066″ _builder_version=”4.14.2″ _module_preset=”default” custom_padding=”5px|0px|5px|0px|false|false” hover_enabled=”0″ border_width_all=”0px” border_width_top=”2px” global_colors_info=”{}” toggle_text_color=”#79D1F2″ toggle_font=”Open Sans|700|||||||” toggle_font_size=”15px” open=”off” sticky_enabled=”0″]
Emergency Visit: You are responsible for first $1,000, which counts toward your annual MRA.
Network: Open Network, may use in all 50 states at any hospital or provider
Urgent Care Visit: Free through telehealth.
Prescription Coverage: Prescriptions for medication(s) that are billed by a provider and are related to a qualified Need are shareable. Searches six U.S Platforms, the Word Drug Market and Pharmacy Assistance programs to find the lowest costs for you.
Maternity: Two Initial Unshareable Amounts (IUA’s) are applied to a single maternity need.
Mental Health: Yes. See plan details.
Pre-Existing Conditions: 24-month look-back: no coverage for the first 12 months; $25K 2nd year; $50K 3rd year; $125K 4th year and beyond (Exceptions for High Blood Pressure, High Cholesterol & Diabetes)
Meets ACA MEC Requirements: Yes.
Dental: No.
Vision: No.
[/et_pb_accordion_item][et_pb_accordion_item title=”Plan Highlight” open_toggle_text_color=”#0A0404″ open_toggle_background_color=”#FFFFFF” closed_toggle_background_color=”#FFFFFF” icon_color=”#330066″ _builder_version=”4.14.2″ _module_preset=”default” custom_padding=”5px|0px|5px|0px|false|false” hover_enabled=”0″ border_width_all=”0px” border_width_top=”2px” global_colors_info=”{}” toggle_text_color=”#79D1F2″ toggle_font=”Open Sans|700|||||||” toggle_font_size=”15px” open=”off” sticky_enabled=”0″]
[/et_pb_accordion_item][et_pb_accordion_item title=”What to consider:” open_toggle_text_color=”#0A0404″ open_toggle_background_color=”#FFFFFF” closed_toggle_background_color=”#FFFFFF” icon_color=”#330066″ _builder_version=”4.14.2″ _module_preset=”default” custom_padding=”5px|0px|5px|0px|false|false” hover_enabled=”0″ border_width_all=”0px” border_width_top=”2px” global_colors_info=”{}” toggle_text_color=”#79D1F2″ toggle_font=”Open Sans|700|||||||” toggle_font_size=”15px” open=”off” sticky_enabled=”0″]
[/et_pb_accordion_item][/et_pb_accordion][/et_pb_column][/et_pb_row][/et_pb_section]
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[/et_pb_text][et_pb_text _builder_version=”4.9.1″ _module_preset=”default” text_line_height=”1.6em” custom_margin=”||6px|||” custom_padding=”14px||14px||true|false” border_width_top=”2px” border_color_top=”#EFEFEF” border_width_bottom=”2px” border_color_bottom=”#EFEFEF” global_colors_info=”{}”]
Under 20
In-Network* Foundation Plan
Monthly Contribution Starts at:
$379 – $1,099/mo.
Min. Employer Contribution:
$125/employee/month
[/et_pb_text][et_pb_button button_url=”https://www.redirecthealth.com/indipop/business” url_new_window=”on” button_text=”Sign up Now” button_alignment=”center” _builder_version=”4.9.2″ _module_preset=”default” button_text_size=”16px” button_text_color=”#0A0404″ button_bg_color=”#79D1F2″ button_border_color=”#FFFFFF” button_border_radius=”36px” custom_margin=”||10px|||” custom_padding=”11px||11px||true|false” custom_css_main_element=”width:100%;” locked=”off” global_colors_info=”{%22gcid-f844fbee-a102-4d9a-b766-57a6069742a0%22:%91%93,%22gcid-c89d9721-164a-41a0-b5f2-e326ac43d43b%22:%91%93,%22gcid-3052e6e2-b474-4f45-8ef5-d42b8bc1d3af%22:%91%93,%22gcid-2e3a7011-960b-4296-a01c-164ea4abe554%22:%91%93,%22gcid-15808e15-796c-4d2d-b5cc-f286b65f0a6d%22:%91%93,%22gcid-0c1caf6c-a8b1-4edd-bd41-62a645eaf78a%22:%91%22button_border_color__hover%22%93}” button_bg_color__hover=”#330066″ button_bg_enable_color__hover=”on” button_border_color__hover=”#330066″ button_border_color__hover_enabled=”on|hover” button_bg_color__hover_enabled=”on|hover” button_text_color__hover_enabled=”on|hover” button_text_color__hover=”#FFFFFF”][/et_pb_button][/et_pb_column][et_pb_column type=”3_5″ _builder_version=”4.9.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.9.2″ _module_preset=”default” header_3_text_color=”#79D1F2″ custom_margin=”||5px|||” custom_padding=”3px|||||” locked=”off” global_colors_info=”{}”]
Annual Sharing Maximum: No Cap.
Lifetime Sharing Maximum: No Cap.
Allows HSA: No.
Preventative Care: Included in plan is annual wellness visit with routine lab work.
Primary Care Visit: $0
Specialist Visit: $50 Copay MRI, PET, & CT Scans, Specialists
Hospital Care: Individual – $4,000 out-of-pocket max. Family – $6,000 out-of-pocket max
[/et_pb_text][et_pb_accordion open_toggle_text_color=”#FFFFFF” _builder_version=”4.9.2″ _module_preset=”default” toggle_text_color=”#79D1F2″ toggle_font=”Open Sans||||||||” toggle_font_size=”18px” custom_margin=”||2px|||” custom_padding=”5px||5px||false|false” custom_css_toggle=”margin-bottom:2px !important;” locked=”off” global_colors_info=”{}”][et_pb_accordion_item title=”Your Title Goes Here” open=”on” _builder_version=”4.9.2″ _module_preset=”default” custom_css_main_element=”display:none;” global_colors_info=”{}”]
Your content goes here. Edit or remove this text inline or in the module Content settings. You can also style every aspect of this content in the module Design settings and even apply custom CSS to this text in the module Advanced settings.
[/et_pb_accordion_item][et_pb_accordion_item title=”Click to expand full details ” open_toggle_text_color=”#0A0404″ open_toggle_background_color=”#FFFFFF” closed_toggle_background_color=”#FFFFFF” icon_color=”#330066″ _builder_version=”4.9.2″ _module_preset=”default” custom_padding=”5px|0px|5px|0px|false|false” border_width_all=”0px” border_width_top=”2px” global_colors_info=”{}” toggle_text_color=”#79D1F2″ toggle_font=”Open Sans|700|||||||” toggle_font_size=”15px” open=”off”]
Emergency Visit: Counts toward IUA.
Urgent Care Visit: Counts toward IUA.
Prescription Coverage: Helps to find lowest cost.
Maternity: Typical delivery and pre/post natal care is $2,000 out-of-pocket. See pg. 5 of plan details.
Mental Health: Yes. Unlimited virtual.
Pre-Existing Conditions: 12-month look back; no coverage for first 12 months; $25K 2nd year; $50K 3rd year; $125K 4th year and beyond. Exceptions for: Controlled diabetes, hypertension, high cholesterol, seasonal allergies and intermittent asthma will not be considered pre-existing when reported prior to membership effective date.
Meets ACA MEC Requirements: All states except New Jersey, Massachusetts, Vermont, California, Rhode Island and the District of Columbia.
Caregiver Network: See any doctor.
[/et_pb_accordion_item][et_pb_accordion_item title=”What to consider:” open_toggle_text_color=”#0A0404″ open_toggle_background_color=”#FFFFFF” closed_toggle_background_color=”#FFFFFF” icon_color=”#330066″ _builder_version=”4.9.2″ _module_preset=”default” custom_padding=”5px|0px|5px|0px|false|false” border_width_all=”0px” border_width_top=”2px” global_colors_info=”{}” toggle_text_color=”#79D1F2″ toggle_font=”Open Sans|700|||||||” toggle_font_size=”15px” open=”off”]
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[et_pb_section fb_built=”1″ _builder_version=”4.9.4″ custom_margin=”0px|0px|0px|0px|true|true” custom_padding=”0px|0px|0px|0px|true|true” global_colors_info=”{}”][et_pb_row module_id=”indipop” module_class=”indipop” _builder_version=”4.9.4″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” width=”100%” max_width=”1407px” module_alignment=”center” custom_margin=”0px|0px|0px|0px|true|true” custom_padding=”0px|0px|0px|0px|true|true” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”3.25″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_video src=”https://indipop.co/wp-content/uploads/2021/09/indipop-Dental.mp4″ _builder_version=”4.10.8″ _module_preset=”default” module_alignment=”center” hover_enabled=”0″ global_colors_info=”{}” title_text=”indipop Dental” sticky_enabled=”0″][/et_pb_video][/et_pb_column][/et_pb_row][/et_pb_section]
[et_pb_section fb_built=”1″ _builder_version=”4.9.4″ custom_margin=”0px|0px|0px|0px|true|true” custom_padding=”0px|0px|0px|0px|true|true” global_colors_info=”{}”][et_pb_row module_id=”indipop” module_class=”indipop” _builder_version=”4.9.4″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” width=”100%” max_width=”1407px” module_alignment=”center” custom_margin=”0px|0px|0px|0px|true|true” custom_padding=”0px|0px|0px|0px|true|true” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”3.25″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_video src=”https://indipop.co/wp-content/uploads/2021/09/indipop-Group.mp4″ _builder_version=”4.10.8″ _module_preset=”default” module_alignment=”center” hover_enabled=”0″ global_colors_info=”{}” title_text=”indipop Group” sticky_enabled=”0″][/et_pb_video][/et_pb_column][/et_pb_row][/et_pb_section]
[et_pb_section fb_built=”1″ custom_padding_last_edited=”on|phone” module_id=”basic” _builder_version=”4.9.4″ _module_preset=”default” custom_padding_tablet=”” custom_padding_phone=”59px||59px||true|false” border_width_top=”2px” border_color_top=”#EFEFEF” global_colors_info=”{}”][et_pb_row column_structure=”2_5,3_5″ _builder_version=”4.9.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”2_5″ _builder_version=”4.9.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_image src=”https://indipop.co/wp-content/uploads/2021/06/Indipop-POP-Plan-Basic-1.png” title_text=”Indipop-POP Plan Basic (1)” _builder_version=”4.9.4″ _module_preset=”default” max_width=”200px” module_alignment=”center” custom_margin=”||12px|||” locked=”off” global_colors_info=”{}”][/et_pb_image][et_pb_text _builder_version=”4.9.4″ _module_preset=”default” text_line_height=”1.6em” custom_margin=”||6px|||” custom_padding=”14px||14px||true|false” border_width_top=”2px” border_color_top=”#EFEFEF” border_width_bottom=”2px” border_color_bottom=”#EFEFEF” global_colors_info=”{}”]
Monthly Contribution Starts at:
$175
Initial Unshareable Amount (IUA):
$1,000 or $2,500
Annual Out-of-Pocket Maximum:
$3,000 or $7,500 per family
[/et_pb_text][et_pb_button button_url=”https://zionhealth.org/wp-content/uploads/handouts/MemberGuidelines.pdf” url_new_window=”on” button_text=”Download Plan Guidelines” button_alignment=”center” _builder_version=”4.9.4″ _module_preset=”default” button_text_size=”16px” button_text_color=”#FFFFFF” button_bg_color=”#330066″ button_border_color=”#FFFFFF” button_border_radius=”36px” custom_margin=”11px||6px|||” custom_padding=”11px||11px||true|false” custom_css_main_element=”width:100%;” locked=”off” global_colors_info=”{%22gcid-f844fbee-a102-4d9a-b766-57a6069742a0%22:%91%93,%22gcid-c89d9721-164a-41a0-b5f2-e326ac43d43b%22:%91%93,%22gcid-3052e6e2-b474-4f45-8ef5-d42b8bc1d3af%22:%91%93,%22gcid-2e3a7011-960b-4296-a01c-164ea4abe554%22:%91%93,%22gcid-15808e15-796c-4d2d-b5cc-f286b65f0a6d%22:%91%93,%22gcid-0c1caf6c-a8b1-4edd-bd41-62a645eaf78a%22:%91%22button_border_color__hover%22,%22button_border_color__hover%22,%22button_border_color__hover%22%93}” button_bg_color__hover=”#330066″ button_bg_enable_color__hover=”on” button_border_color__hover=”#330066″ button_border_color__hover_enabled=”on|hover” button_bg_color__hover_enabled=”on|hover” button_text_color__hover_enabled=”on|hover” button_text_color__hover=”#FFFFFF”][/et_pb_button][et_pb_button button_url=”https://indipop.brings.healthcare/member-direct/indi-pop/welcome?afrepid=AFR-21112&affiliateId=171201″ url_new_window=”on” button_text=”Enroll Now” button_alignment=”center” _builder_version=”4.9.4″ _module_preset=”default” button_text_size=”16px” button_text_color=”#0A0404″ button_bg_color=”#79D1F2″ button_border_color=”#FFFFFF” button_border_radius=”36px” custom_margin=”||10px|||” custom_padding=”11px||11px||true|false” custom_css_main_element=”width:100%;” locked=”off” global_colors_info=”{%22gcid-f844fbee-a102-4d9a-b766-57a6069742a0%22:%91%93,%22gcid-c89d9721-164a-41a0-b5f2-e326ac43d43b%22:%91%93,%22gcid-3052e6e2-b474-4f45-8ef5-d42b8bc1d3af%22:%91%93,%22gcid-2e3a7011-960b-4296-a01c-164ea4abe554%22:%91%93,%22gcid-15808e15-796c-4d2d-b5cc-f286b65f0a6d%22:%91%93,%22gcid-0c1caf6c-a8b1-4edd-bd41-62a645eaf78a%22:%91%22button_border_color__hover%22%93}” button_bg_color__hover=”#330066″ button_bg_enable_color__hover=”on” button_border_color__hover=”#330066″ button_border_color__hover_enabled=”on|hover” button_bg_color__hover_enabled=”on|hover” button_text_color__hover_enabled=”on|hover” button_text_color__hover=”#FFFFFF”][/et_pb_button][/et_pb_column][et_pb_column type=”3_5″ _builder_version=”4.9.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.10.8″ _module_preset=”default” header_3_text_color=”#79D1F2″ custom_margin=”||5px|||” custom_padding=”3px|||||” hover_enabled=”0″ locked=”off” global_colors_info=”{}” sticky_enabled=”0″]
Annual Sharing Maximum: No Cap
Lifetime Sharing Maximum: No Cap
Allows HSA: No.
Preventative Care: No
Urgent Care Visit: Free through tele-health
Primary Care Visit: 24/7 tele-health included, the team can help coordinate care.
Specialist Visit: May count towards (IUA) Initial Unshareable Amount
Maternity: Yes
[/et_pb_text][et_pb_accordion open_toggle_text_color=”#FFFFFF” admin_label=”Accordion” _builder_version=”4.9.4″ _module_preset=”default” toggle_text_color=”#79D1F2″ toggle_font=”Open Sans||||||||” toggle_font_size=”18px” custom_margin=”19px||2px|||” custom_padding=”5px||5px||false|false” custom_css_toggle=”margin-bottom:2px !important;” locked=”off” global_colors_info=”{}”][et_pb_accordion_item title=”Your Title Goes Here” open=”on” _builder_version=”4.9.2″ _module_preset=”default” custom_css_main_element=”display:none;” global_colors_info=”{}”]
Your content goes here. Edit or remove this text inline or in the module Content settings. You can also style every aspect of this content in the module Design settings and even apply custom CSS to this text in the module Advanced settings.
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Emergency Visit: You are responsible for first $1,000, which counts toward your annual IUA- Initial Unshareable Amount
Hospitalization: Your Initial Unshareable Amount, or IUA, is the maximum amount you would be responsible for paying out-of-pocket in the event of a major incident. 3 IUA per 12-month rolling period and anything after would be shared as long as it exceeds $500
Urgent Care Visit: Free through tele-health.
Prescription Coverage: Prescriptions for medication(s) that are billed by a provider and are related to a qualified Need are shareable. Searches six U.S Platforms, the Word Drug Market and Pharmacy Assistance programs to find the lowest costs for you.
Maternity:One Initial Unshareable Amounts (IUA) are applied to a single maternity need.
Mental Health: No
Pre-Existing Conditions: 24-month look-back: no coverage for the first 12 months; $25K 2nd year; $50K 3rd year; $125K 4th year and beyond (Exceptions for High Blood Pressure, High Cholesterol & Diabetes)
Meets ACA MEC Requirements: This program does NOT meet the minimum requirements for MEC (Minimal Essential Coverage) or the ACA (Affordable Care Act). New Jersey, Massachusetts, Vermont, California, Rhode Island and the District of Columbia have passed their own state-level individual mandate laws that mirror the Federal Affordable Care Act.
Caregiver Network: PHCS
[/et_pb_accordion_item][et_pb_accordion_item title=”Plan highlight” open_toggle_text_color=”#0A0404″ open_toggle_background_color=”#FFFFFF” closed_toggle_background_color=”#FFFFFF” icon_color=”#330066″ _builder_version=”4.9.4″ _module_preset=”default” custom_padding=”5px|0px|5px|0px|false|false” border_width_all=”0px” border_width_top=”2px” global_colors_info=”{}” toggle_text_color=”#79D1F2″ toggle_font=”Open Sans|700|||||||” toggle_font_size=”15px” open=”off”]
[/et_pb_accordion_item][et_pb_accordion_item title=”What to consider:” open_toggle_text_color=”#0A0404″ open_toggle_background_color=”#FFFFFF” closed_toggle_background_color=”#FFFFFF” icon_color=”#330066″ _builder_version=”4.9.4″ _module_preset=”default” custom_padding=”5px|0px|5px|0px|false|false” border_width_all=”0px” border_width_top=”2px” global_colors_info=”{}” toggle_text_color=”#79D1F2″ toggle_font=”Open Sans|700|||||||” toggle_font_size=”15px” open=”off”]
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[et_pb_section fb_built=”1″ custom_padding_last_edited=”on|phone” module_id=”redirect” _builder_version=”4.9.2″ _module_preset=”default” custom_padding_tablet=”” custom_padding_phone=”59px||59px||true|false” border_width_top=”2px” border_color_top=”#EFEFEF” global_colors_info=”{}”][et_pb_row column_structure=”2_5,3_5″ _builder_version=”4.9.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”2_5″ _builder_version=”4.9.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_image src=”https://indipop.co/wp-content/uploads/2021/03/redirect.jpg” title_text=”redirect” url=”https://www.redirecthealth.com/indipop/individual-family” _builder_version=”4.9.4″ _module_preset=”default” max_width=”200px” module_alignment=”center” custom_margin=”||12px|||” locked=”off” global_colors_info=”{}”][/et_pb_image][et_pb_text _builder_version=”4.9.1″ _module_preset=”default” text_line_height=”1.6em” custom_margin=”||6px|||” custom_padding=”14px||14px||true|false” border_width_top=”2px” border_color_top=”#EFEFEF” border_width_bottom=”2px” border_color_bottom=”#EFEFEF” global_colors_info=”{}”]
Monthly Contribution Starts at:
$319/$899 individual/family
Initial Unshareable Amount (IUA)
$1,000
Annual Out-of-Pocket Maximum:
$3,000 per family
[/et_pb_text][et_pb_button button_url=”https://www.redirecthealth.com/uploads/i_Everyday_CARE_WITH_Hospitalization_e69a187040.pdf” url_new_window=”on” button_text=”Download Plan Brochure” button_alignment=”center” _builder_version=”4.9.2″ _module_preset=”default” button_text_size=”16px” button_text_color=”#FFFFFF” button_bg_color=”#330066″ button_border_color=”#FFFFFF” button_border_radius=”36px” custom_margin=”11px||6px|||” custom_padding=”11px||11px||true|false” custom_css_main_element=”width:100%;” locked=”off” global_colors_info=”{%22gcid-f844fbee-a102-4d9a-b766-57a6069742a0%22:%91%93,%22gcid-c89d9721-164a-41a0-b5f2-e326ac43d43b%22:%91%93,%22gcid-3052e6e2-b474-4f45-8ef5-d42b8bc1d3af%22:%91%93,%22gcid-2e3a7011-960b-4296-a01c-164ea4abe554%22:%91%93,%22gcid-15808e15-796c-4d2d-b5cc-f286b65f0a6d%22:%91%93,%22gcid-0c1caf6c-a8b1-4edd-bd41-62a645eaf78a%22:%91%22button_border_color__hover%22,%22button_border_color__hover%22,%22button_border_color__hover%22%93}” button_bg_color__hover=”#330066″ button_bg_enable_color__hover=”on” button_border_color__hover=”#330066″ button_border_color__hover_enabled=”on|hover” button_bg_color__hover_enabled=”on|hover” button_text_color__hover_enabled=”on|hover” button_text_color__hover=”#FFFFFF”][/et_pb_button][et_pb_button button_url=”https://www.redirecthealth.com/indipop/individual-family” url_new_window=”on” button_text=”Enroll Now” button_alignment=”center” _builder_version=”4.9.4″ _module_preset=”default” button_text_size=”16px” button_text_color=”#0A0404″ button_bg_color=”#79D1F2″ button_border_color=”#FFFFFF” button_border_radius=”36px” custom_margin=”||10px|||” custom_padding=”11px||11px||true|false” custom_css_main_element=”width:100%;” locked=”off” global_colors_info=”{%22gcid-f844fbee-a102-4d9a-b766-57a6069742a0%22:%91%93,%22gcid-c89d9721-164a-41a0-b5f2-e326ac43d43b%22:%91%93,%22gcid-3052e6e2-b474-4f45-8ef5-d42b8bc1d3af%22:%91%93,%22gcid-2e3a7011-960b-4296-a01c-164ea4abe554%22:%91%93,%22gcid-15808e15-796c-4d2d-b5cc-f286b65f0a6d%22:%91%93,%22gcid-0c1caf6c-a8b1-4edd-bd41-62a645eaf78a%22:%91%22button_border_color__hover%22%93}” button_bg_color__hover=”#330066″ button_bg_enable_color__hover=”on” button_border_color__hover=”#330066″ button_border_color__hover_enabled=”on|hover” button_bg_color__hover_enabled=”on|hover” button_text_color__hover_enabled=”on|hover” button_text_color__hover=”#FFFFFF”][/et_pb_button][/et_pb_column][et_pb_column type=”3_5″ _builder_version=”4.9.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.10.8″ _module_preset=”default” header_3_text_color=”#79D1F2″ custom_margin=”||5px|||” custom_padding=”3px|||||” hover_enabled=”0″ locked=”off” global_colors_info=”{}” sticky_enabled=”0″]
Annual Sharing Maximum: No Cap
Lifetime Sharing Maximum: No Cap
Allows HSA: No
Open Network For Your Provider: Yes!
Preventative Care: Annual Adult Physical & Well Child
Primary Care Visit: $0 unlimited
24/7/365 Virtual Care: Yes, they have their own Care Logistics team with medical staff to provide care.
Specialist Visit: Counts toward Member Responsibility Amount (MRA)
Maternity: Yes
Individual or Family: $3,000 Annual out-of-pocket Max Per Family
[/et_pb_text][et_pb_accordion open_toggle_text_color=”#FFFFFF” admin_label=”Accordion” _builder_version=”4.9.2″ _module_preset=”default” toggle_text_color=”#79D1F2″ toggle_font=”Open Sans||||||||” toggle_font_size=”18px” custom_margin=”19px||2px|||” custom_padding=”5px||5px||false|false” custom_css_toggle=”margin-bottom:2px !important;” locked=”off” global_colors_info=”{}”][et_pb_accordion_item title=”Your Title Goes Here” open=”on” _builder_version=”4.9.2″ _module_preset=”default” custom_css_main_element=”display:none;” global_colors_info=”{}”]
Your content goes here. Edit or remove this text inline or in the module Content settings. You can also style every aspect of this content in the module Design settings and even apply custom CSS to this text in the module Advanced settings.
[/et_pb_accordion_item][et_pb_accordion_item title=”Click to expand full details ” open_toggle_text_color=”#0A0404″ open_toggle_background_color=”#FFFFFF” closed_toggle_background_color=”#FFFFFF” icon_color=”#330066″ _builder_version=”4.9.2″ _module_preset=”default” custom_padding=”5px|0px|5px|0px|false|false” border_width_all=”0px” border_width_top=”2px” global_colors_info=”{}” toggle_text_color=”#79D1F2″ toggle_font=”Open Sans|700|||||||” toggle_font_size=”15px” open=”off”]
Emergency Visit: Counts toward MRA.
Urgent Care Visit: Counts toward MRA.
Prescription Coverage: Helps to find lowest cost.
Maternity: Typical delivery and pre/post natal care is $2,000 out-of-pocket. See pg. 5 of plan details.
Mental Health: Yes. Unlimited consultations.
Pre-Existing Conditions: 12-month look back; no coverage for first 12 months; $25K 2nd year; $50K 3rd year; $125K 4th year and beyond. Exceptions for: Controlled diabetes, hypertension, high cholesterol, seasonal allergies and intermittent asthma will not be considered pre-existing when reported prior to membership effective date.
Meets ACA MEC Requirements: This program does NOT meet the minimum requirements for MEC (Minimal Essential Coverage) or the ACA (Affordable Care Act). New Jersey, Massachusetts, Vermont, California, Rhode Island and the District of Columbia have passed their own state-level individual mandate laws that mirror the Federal Affordable Care Act.
Caregiver Network: See any doctor.
Dental: Yes. Included in plan, Save 20% to 50% on services
Vision: Yes. Reduced prices and savings.
[/et_pb_accordion_item][et_pb_accordion_item title=”Plan highlight” open_toggle_text_color=”#0A0404″ open_toggle_background_color=”#FFFFFF” closed_toggle_background_color=”#FFFFFF” icon_color=”#330066″ _builder_version=”4.9.2″ _module_preset=”default” custom_padding=”5px|0px|5px|0px|false|false” border_width_all=”0px” border_width_top=”2px” global_colors_info=”{}” toggle_text_color=”#79D1F2″ toggle_font=”Open Sans|700|||||||” toggle_font_size=”15px” open=”off”]
[/et_pb_accordion_item][et_pb_accordion_item title=”What to consider:” open_toggle_text_color=”#0A0404″ open_toggle_background_color=”#FFFFFF” closed_toggle_background_color=”#FFFFFF” icon_color=”#330066″ _builder_version=”4.9.2″ _module_preset=”default” custom_padding=”5px|0px|5px|0px|false|false” border_width_all=”0px” border_width_top=”2px” global_colors_info=”{}” toggle_text_color=”#79D1F2″ toggle_font=”Open Sans|700|||||||” toggle_font_size=”15px” open=”off”]
Does not meet the minimum requirements for MEC (Minimal Essential Coverage) or the ACA (Affordable Care Act). New Jersey, Massachusetts, Vermont, California, Rhode Island and the District of Columbia.
Initiate health needs with app or care logistics number for medical bills to apply to the out of pocket max. The team guides and helps coordinate cost and care with you.
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[et_pb_section fb_built=”1″ custom_padding_last_edited=”on|phone” module_id=”group2″ _builder_version=”4.10.8″ _module_preset=”default” custom_padding_tablet=”” custom_padding_phone=”59px||59px||true|false” hover_enabled=”0″ border_color_top=”#EFEFEF” global_colors_info=”{}” sticky_enabled=”0″][et_pb_row column_structure=”2_5,3_5″ _builder_version=”4.9.1″ _module_preset=”default” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″][et_pb_column type=”2_5″ _builder_version=”4.9.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_image src=”https://indipop.co/wp-content/uploads/2021/06/Indipop-POP-Plan-Group-HSA-1.png” title_text=”Indipop-POP Plan Group HSA (1)” _builder_version=”4.9.4″ _module_preset=”default” max_width=”200px” module_alignment=”center” custom_margin=”||-5px|||” locked=”off” global_colors_info=”{}”][/et_pb_image][et_pb_text _builder_version=”4.9.4″ _module_preset=”default” text_line_height=”1.6em” custom_margin=”14px||6px|||” custom_padding=”14px||14px||true|false” border_width_top=”2px” border_color_top=”#EFEFEF” border_width_bottom=”2px” border_color_bottom=”#EFEFEF” global_colors_info=”{}”]
Monthly Contribution Starts at:
$0
Min. Employer Contribution:
$0
[/et_pb_text][et_pb_button button_url=”https://indipop.brings.healthcare/agent/portal/quote” url_new_window=”on” button_text=”Enroll Now” button_alignment=”center” _builder_version=”4.9.4″ _module_preset=”default” button_text_size=”16px” button_text_color=”#0A0404″ button_bg_color=”#79D1F2″ button_border_color=”#FFFFFF” button_border_radius=”36px” custom_margin=”||10px|||” custom_padding=”11px||11px||true|false” custom_css_main_element=”width:100%;” locked=”off” global_colors_info=”{%22gcid-f844fbee-a102-4d9a-b766-57a6069742a0%22:%91%93,%22gcid-c89d9721-164a-41a0-b5f2-e326ac43d43b%22:%91%93,%22gcid-3052e6e2-b474-4f45-8ef5-d42b8bc1d3af%22:%91%93,%22gcid-2e3a7011-960b-4296-a01c-164ea4abe554%22:%91%93,%22gcid-15808e15-796c-4d2d-b5cc-f286b65f0a6d%22:%91%93,%22gcid-0c1caf6c-a8b1-4edd-bd41-62a645eaf78a%22:%91%22button_border_color__hover%22%93}” button_bg_color__hover=”#330066″ button_bg_enable_color__hover=”on” button_border_color__hover=”#330066″ button_border_color__hover_enabled=”on|hover” button_bg_color__hover_enabled=”on|hover” button_text_color__hover_enabled=”on|hover” button_text_color__hover=”#FFFFFF”][/et_pb_button][/et_pb_column][et_pb_column type=”3_5″ _builder_version=”4.9.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.9.4″ _module_preset=”default” header_3_text_color=”#79D1F2″ custom_margin=”||5px|||” custom_padding=”3px|||||” locked=”off” global_colors_info=”{}”]
Annual Sharing Maximum: No Cap
Lifetime Sharing Maximum: No Cap
Allows HSA: Yes
Preventative Care: Yes
Primary Care and Specialist Visit: Discounted provider network, PHCS
Prescriptions: Discount prescription card where you can save up to 75% on select prescriptions
Hospitalization: Your Initial Unshareable Amount, or IUA, is the maximum amount you would be responsible for paying out-of-pocket in the event of a major incident.
Mental Health Program: Yes
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Annual Sharing Maximum: No Cap.
Lifetime Sharing Maximum: No Cap.
Allows HSA: Yes
Preventative Care: Yes
Prescriptions: Discount prescription card where you can save up to 75% on select prescriptions.
Maternity: One Initial Unshareable Amounts (IUA’s) are applied to a single maternity need.
Hospitalization: Your Initial Unshareable Amount, or IUA, is the maximum amount you would be responsible for paying out-of-pocket in the event of a major incident. 3 IUA per 12-month rolling period and anything after would be shared as long as it exceeds $500
Caregiver Network: The PHCS/Multiplan network gives you access to one of the largest provider networks in the nation with pre-negotiated savings on your everyday healthcare services
Mental Health: Yes. Lifeworks in person and virtual
Dental:You may add on dental $40 an individual $75 for a spouse and $120 Family
Vision: You may add Vision $10 individual, $15 spouse, $25 family
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