A cost-share doesn’t function like traditional insurance plans, instead of a premium and deductible you become a member of the “community” that shares the cost of medical needs.
Each plan can function a little differently and may offer different services, but the goal is the same: they have a team to help you navigate the massive healthcare industry and set transparent pricing if a major medical need occurs.
indipop is a marketplace for finding the right cost-sharing plan. Its dedicated team provides support in understanding how cost-sharing plans work and which ones are right for you.
indipop has also created bespoke plans, in partnership with the cost-sharing services, to create even more attractive and powerful coverage for the independent population.
And indipop is a partner in your health. Its mission is to get your healthcare right, for the right price.
Unlike traditional healthcare, enrollment is all year long. We never want you to have to go without coverage.
Coverage begins on the first of the month after you enroll.
IUA stands for Initial Unsharable Amount. – This is the amount paid by the Member before the cost-share shares in the medical expenses on a per condition or need basis. Typically, it is a $1000 fee. Example: for an appendix removal the member would be responsible for a $1000 payment for the entire medical need no matter what hospital, surgeon, or anesthesiologist is on call. And, if in the next month, you break your leg, that is a new medical need and your responsibility would be capped at another $1000. Typically, with a treatment plan for a broken limb you would need physical therapy and post-op care, this counts as part of your IUA.
Cancer, injured in a car accident, or a brain aneurysm, these are scary major medical occurrences that can also be expensive. Depending on your plan, you will be responsible for the (MRA) Member Responsibility Amount. The remainder will be shared with the community. There are no annual or lifetime limits with the indipop selected plans.
A condition is considered pre-existing for you or a dependent if symptoms or treatment have occurred within the 12-24 months (depending on the plan) prior to joining the cost-share.
Pre-existing conditions not subjected to pre-existing limitations if medically managed and stable with generic medications:
The indipop health plans will accept members, if you are unsure about a pre-existing condition it is best to read the guidelines and contact the healthcare plan or indipop to double check.
Yes, the health plan networks are not PPO’s or HMO’s, you may choose a provider or keep the one you have.
First get stable. Once you or your family member have a moment, alert the cost-share.
Good question. Here’s a short list.
You want to investigate any specific questions before joining, but this will get you started:
If you are visiting a country and not living there you may still use your plan.
With monthly rates lower than traditional insurance (an average savings of 20%-70%) plus with set transparent rates for medical care, we’ve heard people say “it is too good to be true.”
This type of healthcare is not mainstream, but yet it is rising in popularity due to the proactive nature of the concierge teams, fair medical pricing and open networks.
Not everyone is a fit and therefore it is not a one size fits all. If you have recently been diagnosed or being treated for a chronic condition this is probably not the best option for you. The reason is the plan will look back at your medical history 1 -2 years and for the first year the “condition” is not shareable. That means you would be responsible for the medical bill for that specific condition if treatment or surgery is needed.
Example: 6 months ago you had ACL surgery, you are finished with rehab and doing great. You’d like to join one of the indipop health plans, the plans will look back 1-2 years (depending on the plan) and since you have not gone a full year since your surgery it would be considered pre-existing. If the ACL needed further repair after you join a health plan, this is considered a pre-existing condition and therefore will not be eligible for the $1,000 IUA. You would be responsible for the medical bill. If you broke your leg while on the plan or needed your tonsils out, that has nothing to do with your ACL and therefore those conditions would be sharable for the $1,000 IUA.
Forget the days of trying to get a human being from a traditional health insurance company to pick up the phone. With concierge care, you get a team dedicated to serve you. They find providers, negotiate rates, coordinate care for procedures and hospitalization. You are no longer alone in trying to navigate a massive healthcare system.
Whether by phone, text, or through a streamlined app, there’s always someone there for you.
No, indipop plans do not have a statement of faith or tied to a specific religion.
Each indipop plan has different benefits, they all include concierge care, major medical/hospitalization, Rx discount plan and mental health. One of the plans has Health Savings Account, compatibility, an electronic vault for medical records, end of life beneficiary and discounts to acupuncturists, sports massage, chiropractors, etc. Another option has in person and virtual unlimited primary care for adults and children and 12 chiropractic visits!
Each plan ensures you are receiving the care you need at the fair medical cost many times it is $0.
On a healthshare you have shareable and unshareable medical needs. The guidelines for each plan just like for conventional insurance provides detailed information about shareable medical needs.
Yes! Each plan offers mental health, see the plan details to learn more about what is offered.
The best way to know if a cost-share is a good alternative to traditional health insurance is by asking yourself the following questions:
Once you add it all up. This is your starting point. Then, start your quote to explore what an indipop membership would cost. If the savings are there, a plan with indipop may make smarter financial sense versus your traditional insurance.
The most significant difference between health insurance and cost-share are that these plans aren’t governed by the Affordable Care Act (ACA.) (though there are indipop plans that meet the ACA criteria)
Because of that, the terms a cost-share uses are different than insurance.
So, a “premium” becomes a “contribution” or “membership.”
A “deductible” becomes a “member responsibility or unshareable amount.”
A “covered” medical expense becomes a “shared expense” with the community.
And a “claim” becomes a “need.”
Where the difference really matters is in what “needs” can be “shared” with the community vs. what is “covered” by an insurance company. The ACA mandates health insurance companies to cover all kinds of things that not everyone needs. That means that you often wind up paying for things you never use.
Cost-sharing is different. Because they aren’t insurance and aren’t regulated by the ACA, they are free to tailor their plans to meet members’ needs.
Here’s a great example: let’s say you have seasonal allergies and you need a prescription once a year so you can get some relief. With an insurance plan, you’ll go into an office, speak with a receptionist, who will then put you in an exam room so you can see a medical assistant, and then, finally, your physician.
Your cost-share will connect you with a provider either by phone or virtually. You won’t pay for the office, receptionist, exam room or nurse. You’ll only see the provider– who will write you the same prescription.
Practices like these dramatically reduce the cost of “everyday” medical care. That means there’s a lot leftover in the pool for major medical expenses and emergencies. So, your monthly contribution remains small and affordable.
Another major difference is set rates. This means no surprise bills in a medical emergency and you do not have to stress about networks because you will owe one set fee for care.
Traditional health insurance charges annual deductibles that renew each year. That hurts patients. For example, if you break you leg in December, you’ll probably need post-op care in January. With traditional insurance you’re stuck with paying two deductibles for the same medical event.
Cost-sharing plans don’t work that way. Out-of-pocket maximums are tied to specific medical events. If you break your leg, you shouldn’t have to pay for it twice.
ACA-compliant – individual and small-group policies must include coverage for the ten essential health benefits with no annual or lifetime coverage maximums.
If a plan provides Minimum Essential Coverage, it means that it covers the following 10 Essential Health Benefits:
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Monthly Contribution Starts at:
$175
Initial Unshareable Amount (IUA):
$1,000 or $2,500
Annual Out-of-Pocket Maximum:
$3,000 or $7,500 per family
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Annual Sharing Maximum: No Cap
Lifetime Sharing Maximum: No Cap
Allows HSA: No
Preventative Care: Yes
Virtual Direct Primary Care: Yes, Akos MD, see the same provider monthly unlimited.
Primary Care Visit: 24/7 tele-health included, the team can help coordinate care.
Specialist Visit: May count towards (IUA) Initial Unshareable Amount
Mental Health Program: Yes
Maternity: Yes
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Emergency Visit: You are responsible for the first $1,000 or $2,500, which counts toward your annual IUA-Initial Unshareable Amount.
Hospitalization: Your Initial Unshareable Amount, or IUA, is the maximum amount you would be responsible for paying out-of-pocket in the event of a major incident. 3 IUA per 12-month rolling period, and anything after would be shared as long as it exceeds $500
Direct Virtual Primary Care: Yes, unlimited visits with the same provider
Urgent Care Visit: Free through telehealth.
Preventative Care: Connected
includes:
Prescription Coverage: Prescriptions for the medication(s) that are billed by a provider and are related to a qualified Need are shareable. Searches six U.S Platforms, the Word Drug Market, and Pharmacy Assistance programs to find the lowest costs for you.
Maternity: One Initial Unshareable Amounts (IUA’s) are applied to a single maternity need.
Mental Health: Lifeworks
includes:
Pre-Existing Conditions: 24-month look back; no coverage for first 24 months; $25K 2nd year; $50K 3rd year; $125K 4th year and beyond. Exceptions for: Controlled diabetes, hypertension, high cholesterol, seasonal allergies, and intermittent asthma will not be considered pre-existing when reported prior to membership effective date.
Meets ACA Requirements: No
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Monthly Contribution Starts at:
$45
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Primary Care Mobile Doctors: 24/7/365 Board Certified Physicians available with bilingual coverage nationally. Virtual visits can take place either on the phone or through secured video chat.
Mental & Behavioral Health: 24/7/365 licensed mental and behavioral health counselors and therapists available by phone.
Prescription Discount Card: Members save up to 80% on prescriptions at most major retailers.
Coming end of 2021!
LifeVital an app that can take your vitals anywhere anytime
Included in your plan at no extra cost
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[/et_pb_text][et_pb_text _builder_version=”4.9.1″ _module_preset=”default” text_line_height=”1.6em” custom_margin=”||6px|||” custom_padding=”14px||14px||true|false” border_width_top=”2px” border_color_top=”#EFEFEF” border_width_bottom=”2px” border_color_bottom=”#EFEFEF” global_colors_info=”{}”]
Monthly Contribution Starts At:
$165/$395 individual/family
Initial Unshareable Amount (IUA)
$1,000, $2,500, or $5,000 (max 3/year)
Annual Out-of-Pocket Maximum:
$3,000, $7,500, or $15,000
[/et_pb_text][et_pb_button button_url=”https://drive.google.com/file/d/1dcXpOWqURtdUU6_Hj7aqLPncxdF8Ob63/view” url_new_window=”on” button_text=”Download Plan Brochure” button_alignment=”center” _builder_version=”4.9.2″ _module_preset=”default” button_text_size=”16px” button_text_color=”#FFFFFF” button_bg_color=”#330066″ button_border_color=”#FFFFFF” button_border_radius=”36px” custom_margin=”11px||6px|||” custom_padding=”11px||11px||true|false” custom_css_main_element=”width:100%;” locked=”off” global_colors_info=”{%22gcid-f844fbee-a102-4d9a-b766-57a6069742a0%22:%91%93,%22gcid-c89d9721-164a-41a0-b5f2-e326ac43d43b%22:%91%93,%22gcid-3052e6e2-b474-4f45-8ef5-d42b8bc1d3af%22:%91%93,%22gcid-2e3a7011-960b-4296-a01c-164ea4abe554%22:%91%93,%22gcid-15808e15-796c-4d2d-b5cc-f286b65f0a6d%22:%91%93,%22gcid-0c1caf6c-a8b1-4edd-bd41-62a645eaf78a%22:%91%22button_border_color__hover%22%93}” button_bg_color__hover=”#330066″ button_bg_enable_color__hover=”on” button_border_color__hover=”#330066″ button_border_color__hover_enabled=”on|hover” button_bg_color__hover_enabled=”on|hover” button_text_color__hover_enabled=”on|hover” button_text_color__hover=”#FFFFFF”][/et_pb_button][et_pb_button button_url=”https://myahe.clickfunnels.com/solutions1611323984539″ url_new_window=”on” button_text=”Enroll Now” button_alignment=”center” _builder_version=”4.9.4″ _module_preset=”default” button_text_size=”16px” button_text_color=”#0A0404″ button_bg_color=”#79D1F2″ button_border_color=”#FFFFFF” button_border_radius=”36px” custom_margin=”||10px|||” custom_padding=”11px||11px||true|false” custom_css_main_element=”width:100%;” locked=”off” global_colors_info=”{%22gcid-f844fbee-a102-4d9a-b766-57a6069742a0%22:%91%93,%22gcid-c89d9721-164a-41a0-b5f2-e326ac43d43b%22:%91%93,%22gcid-3052e6e2-b474-4f45-8ef5-d42b8bc1d3af%22:%91%93,%22gcid-2e3a7011-960b-4296-a01c-164ea4abe554%22:%91%93,%22gcid-15808e15-796c-4d2d-b5cc-f286b65f0a6d%22:%91%93,%22gcid-0c1caf6c-a8b1-4edd-bd41-62a645eaf78a%22:%91%22button_border_color__hover%22%93}” button_bg_color__hover=”#330066″ button_bg_enable_color__hover=”on” button_border_color__hover=”#330066″ button_border_color__hover_enabled=”on|hover” button_bg_color__hover_enabled=”on|hover” button_text_color__hover_enabled=”on|hover” button_text_color__hover=”#FFFFFF”][/et_pb_button][/et_pb_column][et_pb_column type=”3_5″ _builder_version=”4.9.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.10.8″ _module_preset=”default” text_line_height=”1.6em” header_3_text_color=”#79D1F2″ custom_margin=”||18px|||” custom_padding=”3px||0px|||” global_colors_info=”{}”]
Annual Sharing Maximum: None, unless restricted by pre-existing condition.
Lifetime Sharing Maximum: None, unless restricted by pre-existing condition.
Allows HSA: No
Preventative Care: No
Primary Care Visit: 24/7 tele-health included, the team can help coordinate care.
Specialist Visit: May count towards (IUA) Initial Unshareable Amount
Maternity: Yes
[/et_pb_text][et_pb_accordion open_toggle_text_color=”#FFFFFF” _builder_version=”4.14.2″ _module_preset=”default” toggle_text_color=”#79D1F2″ toggle_font=”Open Sans||||||||” toggle_font_size=”18px” custom_margin=”||2px|||” custom_padding=”5px||5px||false|false” hover_enabled=”0″ custom_css_toggle=”margin-bottom:8px !important;” global_colors_info=”{}” sticky_enabled=”0″][et_pb_accordion_item title=”Your Title Goes Here” open=”on” _builder_version=”4.9.2″ _module_preset=”default” custom_css_main_element=”display:none;” global_colors_info=”{}”]
Your content goes here. Edit or remove this text inline or in the module Content settings. You can also style every aspect of this content in the module Design settings and even apply custom CSS to this text in the module Advanced settings.
[/et_pb_accordion_item][et_pb_accordion_item title=”Click to expand full plan summary” open_toggle_text_color=”#0A0404″ open_toggle_background_color=”#FFFFFF” closed_toggle_background_color=”#FFFFFF” icon_color=”#330066″ _builder_version=”4.14.2″ _module_preset=”default” custom_padding=”5px|0px|0px|0px|false|false” hover_enabled=”0″ border_width_all=”0px” border_width_top=”2px” global_colors_info=”{}” toggle_text_color=”#79D1F2″ toggle_font=”Open Sans|700|||||||” toggle_font_size=”15px” open=”off” sticky_enabled=”0″]
Emergency Visit: You are responsible for first $1,000, which counts toward your annual MRA.
Urgent Care Visit: Free through telehealth.
Network: Open Network, may use in all 50 states at any hospital or provider
Prescription Coverage: Prescriptions for medication(s) that are billed by a provider and are related to a qualified Need are shareable. Searches six U.S Platforms, the Word Drug Market and Pharmacy Assistance programs to find the lowest costs for you.
Maternity: Two Initial Unshareable Amounts (or Member Responsibility Amounts) are applied to a single maternity need. Any pre-birth or post birth need of the child will be considered a separate need from the mother’s maternity care.
Mental Health: Yes. Unlimited.
Pre-Existing Conditions: 24-month look-back: no coverage for the first 12 months; $25K 2nd year; $50K 3rd year; $125K 4th year and beyond. (Exceptions for High Blood Pressure, High Cholesterol & Diabetes)
Meets ACA MEC Requirements: No.
Caregiver Network: PHCS
Dental: No.
Vision: No.
[/et_pb_accordion_item][et_pb_accordion_item title=”Plan Highlight” open_toggle_text_color=”#0A0404″ open_toggle_background_color=”#FFFFFF” closed_toggle_background_color=”#FFFFFF” icon_color=”#330066″ _builder_version=”4.14.2″ _module_preset=”default” custom_padding=”5px|0px|0px|0px|false|false” hover_enabled=”0″ border_width_all=”0px” border_width_top=”2px” global_colors_info=”{}” toggle_text_color=”#79D1F2″ toggle_font=”Open Sans|700|||||||” toggle_font_size=”15px” open=”off” sticky_enabled=”0″]
Telehealth-24/7
QR Lifecode
24/7 Emergency Assistance with your Personal LifeCode allowing medical professionals instant access. You select which doctor(s) can view.
Life Care
Focuses on eliminating many things that compromise productivity or quality of life. Includes substance abuse, ongoing depression or anxiety, financial concerns, relationship problems and more!
Has everything the SECURE plan offers except HSA and MEC
[/et_pb_accordion_item][et_pb_accordion_item title=”What to consider about this plan” open_toggle_text_color=”#0A0404″ open_toggle_background_color=”#FFFFFF” closed_toggle_background_color=”#FFFFFF” icon_color=”#330066″ _builder_version=”4.14.2″ _module_preset=”default” custom_padding=”9px|0px|5px|0px|false|false” hover_enabled=”0″ border_width_all=”0px” border_width_top=”2px” border_width_bottom=”2px” border_color_bottom=”#d8d8d8″ global_colors_info=”{}” toggle_text_color=”#79D1F2″ toggle_font=”Open Sans|700|||||||” toggle_font_size=”15px” open=”off” sticky_enabled=”0″]
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Monthly Contribution Starts at:
$225/$530 individual/family
Initial Unshareable Amount (IUA)
$1,000, $2,500, or $5,000 (max 3/year)
Annual Out-of-Pocket Maximum:
$3,000, $7,500, or $15,000
[/et_pb_text][et_pb_button button_url=”https://indipop.co/wp-content/uploads/2021/03/MPB-Secure-Benefits.pdf” url_new_window=”on” button_text=”Download Plan Brochure” button_alignment=”center” _builder_version=”4.9.2″ _module_preset=”default” button_text_size=”16px” button_text_color=”#FFFFFF” button_bg_color=”#330066″ button_border_color=”#FFFFFF” button_border_radius=”36px” custom_margin=”11px||6px|||” custom_padding=”11px||11px||true|false” custom_css_main_element=”width:100%;” locked=”off” global_colors_info=”{%22gcid-f844fbee-a102-4d9a-b766-57a6069742a0%22:%91%93,%22gcid-c89d9721-164a-41a0-b5f2-e326ac43d43b%22:%91%93,%22gcid-3052e6e2-b474-4f45-8ef5-d42b8bc1d3af%22:%91%93,%22gcid-2e3a7011-960b-4296-a01c-164ea4abe554%22:%91%93,%22gcid-15808e15-796c-4d2d-b5cc-f286b65f0a6d%22:%91%93,%22gcid-0c1caf6c-a8b1-4edd-bd41-62a645eaf78a%22:%91%22button_border_color__hover%22,%22button_border_color__hover%22,%22button_border_color__hover%22%93}” button_bg_color__hover=”#330066″ button_bg_enable_color__hover=”on” button_border_color__hover=”#330066″ button_border_color__hover_enabled=”on|hover” button_bg_color__hover_enabled=”on|hover” button_text_color__hover_enabled=”on|hover” button_text_color__hover=”#FFFFFF”][/et_pb_button][et_pb_button button_url=”https://myahe.clickfunnels.com/solutions1611323984539″ url_new_window=”on” button_text=”Enroll Now” button_alignment=”center” _builder_version=”4.9.4″ _module_preset=”default” button_text_size=”16px” button_text_color=”#0A0404″ button_bg_color=”#79D1F2″ button_border_color=”#FFFFFF” button_border_radius=”36px” custom_margin=”||10px|||” custom_padding=”11px||11px||true|false” custom_css_main_element=”width:100%;” locked=”off” global_colors_info=”{%22gcid-f844fbee-a102-4d9a-b766-57a6069742a0%22:%91%93,%22gcid-c89d9721-164a-41a0-b5f2-e326ac43d43b%22:%91%93,%22gcid-3052e6e2-b474-4f45-8ef5-d42b8bc1d3af%22:%91%93,%22gcid-2e3a7011-960b-4296-a01c-164ea4abe554%22:%91%93,%22gcid-15808e15-796c-4d2d-b5cc-f286b65f0a6d%22:%91%93,%22gcid-0c1caf6c-a8b1-4edd-bd41-62a645eaf78a%22:%91%22button_border_color__hover%22%93}” button_bg_color__hover=”#330066″ button_bg_enable_color__hover=”on” button_border_color__hover=”#330066″ button_border_color__hover_enabled=”on|hover” button_bg_color__hover_enabled=”on|hover” button_text_color__hover_enabled=”on|hover” button_text_color__hover=”#FFFFFF”][/et_pb_button][/et_pb_column][et_pb_column type=”3_5″ _builder_version=”4.9.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.10.8″ _module_preset=”default” header_3_text_color=”#79D1F2″ custom_margin=”||18px|||” custom_padding=”3px||4px|||” locked=”off” global_colors_info=”{}”]
Annual Sharing Maximum: None, unless restricted by pre-existing condition
Lifetime Sharing Maximum: None, unless restricted by pre-existing condition
Allows HSA: Yes
Preventative Care: Yes. Provides all 64 preventative and wellness services (except for genetic testing), as outlined in the Affordable Care Act (ACA)
Primary Care Visit: 24/7 tele-health included, the team can help coordinate care
Specialist Visit: May count towards (IUA) Initial Unshareable Amount
Maternity: Yes
[/et_pb_text][et_pb_accordion open_toggle_text_color=”#FFFFFF” _builder_version=”4.14.2″ _module_preset=”default” toggle_text_color=”#79D1F2″ toggle_font=”Open Sans||||||||” toggle_font_size=”18px” custom_margin=”||2px|||” custom_padding=”5px||5px||false|false” hover_enabled=”0″ custom_css_toggle=”margin-bottom:2px !important;” locked=”off” global_colors_info=”{}” sticky_enabled=”0″][et_pb_accordion_item title=”Your Title Goes Here” open=”on” _builder_version=”4.9.2″ _module_preset=”default” custom_css_main_element=”display:none;” global_colors_info=”{}”]
Your content goes here. Edit or remove this text inline or in the module Content settings. You can also style every aspect of this content in the module Design settings and even apply custom CSS to this text in the module Advanced settings.
[/et_pb_accordion_item][et_pb_accordion_item title=”Click to expand full details ” open_toggle_text_color=”#0A0404″ open_toggle_background_color=”#FFFFFF” closed_toggle_background_color=”#FFFFFF” icon_color=”#330066″ _builder_version=”4.14.2″ _module_preset=”default” custom_padding=”5px|0px|5px|0px|false|false” hover_enabled=”0″ border_width_all=”0px” border_width_top=”2px” global_colors_info=”{}” toggle_text_color=”#79D1F2″ toggle_font=”Open Sans|700|||||||” toggle_font_size=”15px” open=”off” sticky_enabled=”0″]
Emergency Visit: You are responsible for first $1,000, which counts toward your annual MRA.
Network: Open Network, may use in all 50 states at any hospital or provider
Urgent Care Visit: Free through telehealth.
Prescription Coverage: Prescriptions for medication(s) that are billed by a provider and are related to a qualified Need are shareable. Searches six U.S Platforms, the Word Drug Market and Pharmacy Assistance programs to find the lowest costs for you.
Maternity: Two Initial Unshareable Amounts (IUA’s) are applied to a single maternity need.
Mental Health: Yes. See plan details.
Pre-Existing Conditions: 24-month look-back: no coverage for the first 12 months; $25K 2nd year; $50K 3rd year; $125K 4th year and beyond (Exceptions for High Blood Pressure, High Cholesterol & Diabetes)
Meets ACA MEC Requirements: Yes.
Dental: No.
Vision: No.
[/et_pb_accordion_item][et_pb_accordion_item title=”Plan Highlight” open_toggle_text_color=”#0A0404″ open_toggle_background_color=”#FFFFFF” closed_toggle_background_color=”#FFFFFF” icon_color=”#330066″ _builder_version=”4.14.2″ _module_preset=”default” custom_padding=”5px|0px|5px|0px|false|false” hover_enabled=”0″ border_width_all=”0px” border_width_top=”2px” global_colors_info=”{}” toggle_text_color=”#79D1F2″ toggle_font=”Open Sans|700|||||||” toggle_font_size=”15px” open=”off” sticky_enabled=”0″]
[/et_pb_accordion_item][et_pb_accordion_item title=”What to consider:” open_toggle_text_color=”#0A0404″ open_toggle_background_color=”#FFFFFF” closed_toggle_background_color=”#FFFFFF” icon_color=”#330066″ _builder_version=”4.14.2″ _module_preset=”default” custom_padding=”5px|0px|5px|0px|false|false” hover_enabled=”0″ border_width_all=”0px” border_width_top=”2px” global_colors_info=”{}” toggle_text_color=”#79D1F2″ toggle_font=”Open Sans|700|||||||” toggle_font_size=”15px” open=”off” sticky_enabled=”0″]
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Under 20
In-Network* Foundation Plan
Monthly Contribution Starts at:
$379 – $1,099/mo.
Min. Employer Contribution:
$125/employee/month
[/et_pb_text][et_pb_button button_url=”https://www.redirecthealth.com/indipop/business” url_new_window=”on” button_text=”Sign up Now” button_alignment=”center” _builder_version=”4.9.2″ _module_preset=”default” button_text_size=”16px” button_text_color=”#0A0404″ button_bg_color=”#79D1F2″ button_border_color=”#FFFFFF” button_border_radius=”36px” custom_margin=”||10px|||” custom_padding=”11px||11px||true|false” custom_css_main_element=”width:100%;” locked=”off” global_colors_info=”{%22gcid-f844fbee-a102-4d9a-b766-57a6069742a0%22:%91%93,%22gcid-c89d9721-164a-41a0-b5f2-e326ac43d43b%22:%91%93,%22gcid-3052e6e2-b474-4f45-8ef5-d42b8bc1d3af%22:%91%93,%22gcid-2e3a7011-960b-4296-a01c-164ea4abe554%22:%91%93,%22gcid-15808e15-796c-4d2d-b5cc-f286b65f0a6d%22:%91%93,%22gcid-0c1caf6c-a8b1-4edd-bd41-62a645eaf78a%22:%91%22button_border_color__hover%22%93}” button_bg_color__hover=”#330066″ button_bg_enable_color__hover=”on” button_border_color__hover=”#330066″ button_border_color__hover_enabled=”on|hover” button_bg_color__hover_enabled=”on|hover” button_text_color__hover_enabled=”on|hover” button_text_color__hover=”#FFFFFF”][/et_pb_button][/et_pb_column][et_pb_column type=”3_5″ _builder_version=”4.9.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.9.2″ _module_preset=”default” header_3_text_color=”#79D1F2″ custom_margin=”||5px|||” custom_padding=”3px|||||” locked=”off” global_colors_info=”{}”]
Annual Sharing Maximum: No Cap.
Lifetime Sharing Maximum: No Cap.
Allows HSA: No.
Preventative Care: Included in plan is annual wellness visit with routine lab work.
Primary Care Visit: $0
Specialist Visit: $50 Copay MRI, PET, & CT Scans, Specialists
Hospital Care: Individual – $4,000 out-of-pocket max. Family – $6,000 out-of-pocket max
[/et_pb_text][et_pb_accordion open_toggle_text_color=”#FFFFFF” _builder_version=”4.9.2″ _module_preset=”default” toggle_text_color=”#79D1F2″ toggle_font=”Open Sans||||||||” toggle_font_size=”18px” custom_margin=”||2px|||” custom_padding=”5px||5px||false|false” custom_css_toggle=”margin-bottom:2px !important;” locked=”off” global_colors_info=”{}”][et_pb_accordion_item title=”Your Title Goes Here” open=”on” _builder_version=”4.9.2″ _module_preset=”default” custom_css_main_element=”display:none;” global_colors_info=”{}”]
Your content goes here. Edit or remove this text inline or in the module Content settings. You can also style every aspect of this content in the module Design settings and even apply custom CSS to this text in the module Advanced settings.
[/et_pb_accordion_item][et_pb_accordion_item title=”Click to expand full details ” open_toggle_text_color=”#0A0404″ open_toggle_background_color=”#FFFFFF” closed_toggle_background_color=”#FFFFFF” icon_color=”#330066″ _builder_version=”4.9.2″ _module_preset=”default” custom_padding=”5px|0px|5px|0px|false|false” border_width_all=”0px” border_width_top=”2px” global_colors_info=”{}” toggle_text_color=”#79D1F2″ toggle_font=”Open Sans|700|||||||” toggle_font_size=”15px” open=”off”]
Emergency Visit: Counts toward IUA.
Urgent Care Visit: Counts toward IUA.
Prescription Coverage: Helps to find lowest cost.
Maternity: Typical delivery and pre/post natal care is $2,000 out-of-pocket. See pg. 5 of plan details.
Mental Health: Yes. Unlimited virtual.
Pre-Existing Conditions: 12-month look back; no coverage for first 12 months; $25K 2nd year; $50K 3rd year; $125K 4th year and beyond. Exceptions for: Controlled diabetes, hypertension, high cholesterol, seasonal allergies and intermittent asthma will not be considered pre-existing when reported prior to membership effective date.
Meets ACA MEC Requirements: All states except New Jersey, Massachusetts, Vermont, California, Rhode Island and the District of Columbia.
Caregiver Network: See any doctor.
[/et_pb_accordion_item][et_pb_accordion_item title=”What to consider:” open_toggle_text_color=”#0A0404″ open_toggle_background_color=”#FFFFFF” closed_toggle_background_color=”#FFFFFF” icon_color=”#330066″ _builder_version=”4.9.2″ _module_preset=”default” custom_padding=”5px|0px|5px|0px|false|false” border_width_all=”0px” border_width_top=”2px” global_colors_info=”{}” toggle_text_color=”#79D1F2″ toggle_font=”Open Sans|700|||||||” toggle_font_size=”15px” open=”off”]
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[et_pb_section fb_built=”1″ _builder_version=”4.9.4″ custom_margin=”0px|0px|0px|0px|true|true” custom_padding=”0px|0px|0px|0px|true|true” global_colors_info=”{}”][et_pb_row module_id=”indipop” module_class=”indipop” _builder_version=”4.9.4″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” width=”100%” max_width=”1407px” module_alignment=”center” custom_margin=”0px|0px|0px|0px|true|true” custom_padding=”0px|0px|0px|0px|true|true” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”3.25″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_video src=”https://indipop.co/wp-content/uploads/2021/09/indipop-Dental.mp4″ _builder_version=”4.10.8″ _module_preset=”default” module_alignment=”center” hover_enabled=”0″ global_colors_info=”{}” title_text=”indipop Dental” sticky_enabled=”0″][/et_pb_video][/et_pb_column][/et_pb_row][/et_pb_section]
[et_pb_section fb_built=”1″ _builder_version=”4.9.4″ custom_margin=”0px|0px|0px|0px|true|true” custom_padding=”0px|0px|0px|0px|true|true” global_colors_info=”{}”][et_pb_row module_id=”indipop” module_class=”indipop” _builder_version=”4.9.4″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” width=”100%” max_width=”1407px” module_alignment=”center” custom_margin=”0px|0px|0px|0px|true|true” custom_padding=”0px|0px|0px|0px|true|true” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”3.25″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_video src=”https://indipop.co/wp-content/uploads/2021/09/indipop-Group.mp4″ _builder_version=”4.10.8″ _module_preset=”default” module_alignment=”center” hover_enabled=”0″ global_colors_info=”{}” title_text=”indipop Group” sticky_enabled=”0″][/et_pb_video][/et_pb_column][/et_pb_row][/et_pb_section]
[et_pb_section fb_built=”1″ custom_padding_last_edited=”on|phone” module_id=”basic” _builder_version=”4.9.4″ _module_preset=”default” custom_padding_tablet=”” custom_padding_phone=”59px||59px||true|false” border_width_top=”2px” border_color_top=”#EFEFEF” global_colors_info=”{}”][et_pb_row column_structure=”2_5,3_5″ _builder_version=”4.9.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”2_5″ _builder_version=”4.9.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_image src=”https://indipop.co/wp-content/uploads/2021/06/Indipop-POP-Plan-Basic-1.png” title_text=”Indipop-POP Plan Basic (1)” _builder_version=”4.9.4″ _module_preset=”default” max_width=”200px” module_alignment=”center” custom_margin=”||12px|||” locked=”off” global_colors_info=”{}”][/et_pb_image][et_pb_text _builder_version=”4.9.4″ _module_preset=”default” text_line_height=”1.6em” custom_margin=”||6px|||” custom_padding=”14px||14px||true|false” border_width_top=”2px” border_color_top=”#EFEFEF” border_width_bottom=”2px” border_color_bottom=”#EFEFEF” global_colors_info=”{}”]
Monthly Contribution Starts at:
$175
Initial Unshareable Amount (IUA):
$1,000 or $2,500
Annual Out-of-Pocket Maximum:
$3,000 or $7,500 per family
[/et_pb_text][et_pb_button button_url=”https://zionhealth.org/wp-content/uploads/handouts/MemberGuidelines.pdf” url_new_window=”on” button_text=”Download Plan Guidelines” button_alignment=”center” _builder_version=”4.9.4″ _module_preset=”default” button_text_size=”16px” button_text_color=”#FFFFFF” button_bg_color=”#330066″ button_border_color=”#FFFFFF” button_border_radius=”36px” custom_margin=”11px||6px|||” custom_padding=”11px||11px||true|false” custom_css_main_element=”width:100%;” locked=”off” global_colors_info=”{%22gcid-f844fbee-a102-4d9a-b766-57a6069742a0%22:%91%93,%22gcid-c89d9721-164a-41a0-b5f2-e326ac43d43b%22:%91%93,%22gcid-3052e6e2-b474-4f45-8ef5-d42b8bc1d3af%22:%91%93,%22gcid-2e3a7011-960b-4296-a01c-164ea4abe554%22:%91%93,%22gcid-15808e15-796c-4d2d-b5cc-f286b65f0a6d%22:%91%93,%22gcid-0c1caf6c-a8b1-4edd-bd41-62a645eaf78a%22:%91%22button_border_color__hover%22,%22button_border_color__hover%22,%22button_border_color__hover%22%93}” button_bg_color__hover=”#330066″ button_bg_enable_color__hover=”on” button_border_color__hover=”#330066″ button_border_color__hover_enabled=”on|hover” button_bg_color__hover_enabled=”on|hover” button_text_color__hover_enabled=”on|hover” button_text_color__hover=”#FFFFFF”][/et_pb_button][et_pb_button button_url=”https://indipop.brings.healthcare/member-direct/indi-pop/welcome?afrepid=AFR-21112&affiliateId=171201″ url_new_window=”on” button_text=”Enroll Now” button_alignment=”center” _builder_version=”4.9.4″ _module_preset=”default” button_text_size=”16px” button_text_color=”#0A0404″ button_bg_color=”#79D1F2″ button_border_color=”#FFFFFF” button_border_radius=”36px” custom_margin=”||10px|||” custom_padding=”11px||11px||true|false” custom_css_main_element=”width:100%;” locked=”off” global_colors_info=”{%22gcid-f844fbee-a102-4d9a-b766-57a6069742a0%22:%91%93,%22gcid-c89d9721-164a-41a0-b5f2-e326ac43d43b%22:%91%93,%22gcid-3052e6e2-b474-4f45-8ef5-d42b8bc1d3af%22:%91%93,%22gcid-2e3a7011-960b-4296-a01c-164ea4abe554%22:%91%93,%22gcid-15808e15-796c-4d2d-b5cc-f286b65f0a6d%22:%91%93,%22gcid-0c1caf6c-a8b1-4edd-bd41-62a645eaf78a%22:%91%22button_border_color__hover%22%93}” button_bg_color__hover=”#330066″ button_bg_enable_color__hover=”on” button_border_color__hover=”#330066″ button_border_color__hover_enabled=”on|hover” button_bg_color__hover_enabled=”on|hover” button_text_color__hover_enabled=”on|hover” button_text_color__hover=”#FFFFFF”][/et_pb_button][/et_pb_column][et_pb_column type=”3_5″ _builder_version=”4.9.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.10.8″ _module_preset=”default” header_3_text_color=”#79D1F2″ custom_margin=”||5px|||” custom_padding=”3px|||||” hover_enabled=”0″ locked=”off” global_colors_info=”{}” sticky_enabled=”0″]
Annual Sharing Maximum: No Cap
Lifetime Sharing Maximum: No Cap
Allows HSA: No.
Preventative Care: No
Urgent Care Visit: Free through tele-health
Primary Care Visit: 24/7 tele-health included, the team can help coordinate care.
Specialist Visit: May count towards (IUA) Initial Unshareable Amount
Maternity: Yes
[/et_pb_text][et_pb_accordion open_toggle_text_color=”#FFFFFF” admin_label=”Accordion” _builder_version=”4.9.4″ _module_preset=”default” toggle_text_color=”#79D1F2″ toggle_font=”Open Sans||||||||” toggle_font_size=”18px” custom_margin=”19px||2px|||” custom_padding=”5px||5px||false|false” custom_css_toggle=”margin-bottom:2px !important;” locked=”off” global_colors_info=”{}”][et_pb_accordion_item title=”Your Title Goes Here” open=”on” _builder_version=”4.9.2″ _module_preset=”default” custom_css_main_element=”display:none;” global_colors_info=”{}”]
Your content goes here. Edit or remove this text inline or in the module Content settings. You can also style every aspect of this content in the module Design settings and even apply custom CSS to this text in the module Advanced settings.
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Emergency Visit: You are responsible for first $1,000, which counts toward your annual IUA- Initial Unshareable Amount
Hospitalization: Your Initial Unshareable Amount, or IUA, is the maximum amount you would be responsible for paying out-of-pocket in the event of a major incident. 3 IUA per 12-month rolling period and anything after would be shared as long as it exceeds $500
Urgent Care Visit: Free through tele-health.
Prescription Coverage: Prescriptions for medication(s) that are billed by a provider and are related to a qualified Need are shareable. Searches six U.S Platforms, the Word Drug Market and Pharmacy Assistance programs to find the lowest costs for you.
Maternity:One Initial Unshareable Amounts (IUA) are applied to a single maternity need.
Mental Health: No
Pre-Existing Conditions: 24-month look-back: no coverage for the first 12 months; $25K 2nd year; $50K 3rd year; $125K 4th year and beyond (Exceptions for High Blood Pressure, High Cholesterol & Diabetes)
Meets ACA MEC Requirements: This program does NOT meet the minimum requirements for MEC (Minimal Essential Coverage) or the ACA (Affordable Care Act). New Jersey, Massachusetts, Vermont, California, Rhode Island and the District of Columbia have passed their own state-level individual mandate laws that mirror the Federal Affordable Care Act.
Caregiver Network: PHCS
[/et_pb_accordion_item][et_pb_accordion_item title=”Plan highlight” open_toggle_text_color=”#0A0404″ open_toggle_background_color=”#FFFFFF” closed_toggle_background_color=”#FFFFFF” icon_color=”#330066″ _builder_version=”4.9.4″ _module_preset=”default” custom_padding=”5px|0px|5px|0px|false|false” border_width_all=”0px” border_width_top=”2px” global_colors_info=”{}” toggle_text_color=”#79D1F2″ toggle_font=”Open Sans|700|||||||” toggle_font_size=”15px” open=”off”]
[/et_pb_accordion_item][et_pb_accordion_item title=”What to consider:” open_toggle_text_color=”#0A0404″ open_toggle_background_color=”#FFFFFF” closed_toggle_background_color=”#FFFFFF” icon_color=”#330066″ _builder_version=”4.9.4″ _module_preset=”default” custom_padding=”5px|0px|5px|0px|false|false” border_width_all=”0px” border_width_top=”2px” global_colors_info=”{}” toggle_text_color=”#79D1F2″ toggle_font=”Open Sans|700|||||||” toggle_font_size=”15px” open=”off”]
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[et_pb_section fb_built=”1″ custom_padding_last_edited=”on|phone” module_id=”redirect” _builder_version=”4.9.2″ _module_preset=”default” custom_padding_tablet=”” custom_padding_phone=”59px||59px||true|false” border_width_top=”2px” border_color_top=”#EFEFEF” global_colors_info=”{}”][et_pb_row column_structure=”2_5,3_5″ _builder_version=”4.9.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”2_5″ _builder_version=”4.9.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_image src=”https://indipop.co/wp-content/uploads/2021/03/redirect.jpg” title_text=”redirect” url=”https://www.redirecthealth.com/indipop/individual-family” _builder_version=”4.9.4″ _module_preset=”default” max_width=”200px” module_alignment=”center” custom_margin=”||12px|||” locked=”off” global_colors_info=”{}”][/et_pb_image][et_pb_text _builder_version=”4.9.1″ _module_preset=”default” text_line_height=”1.6em” custom_margin=”||6px|||” custom_padding=”14px||14px||true|false” border_width_top=”2px” border_color_top=”#EFEFEF” border_width_bottom=”2px” border_color_bottom=”#EFEFEF” global_colors_info=”{}”]
Monthly Contribution Starts at:
$319/$899 individual/family
Initial Unshareable Amount (IUA)
$1,000
Annual Out-of-Pocket Maximum:
$3,000 per family
[/et_pb_text][et_pb_button button_url=”https://www.redirecthealth.com/uploads/i_Everyday_CARE_WITH_Hospitalization_e69a187040.pdf” url_new_window=”on” button_text=”Download Plan Brochure” button_alignment=”center” _builder_version=”4.9.2″ _module_preset=”default” button_text_size=”16px” button_text_color=”#FFFFFF” button_bg_color=”#330066″ button_border_color=”#FFFFFF” button_border_radius=”36px” custom_margin=”11px||6px|||” custom_padding=”11px||11px||true|false” custom_css_main_element=”width:100%;” locked=”off” global_colors_info=”{%22gcid-f844fbee-a102-4d9a-b766-57a6069742a0%22:%91%93,%22gcid-c89d9721-164a-41a0-b5f2-e326ac43d43b%22:%91%93,%22gcid-3052e6e2-b474-4f45-8ef5-d42b8bc1d3af%22:%91%93,%22gcid-2e3a7011-960b-4296-a01c-164ea4abe554%22:%91%93,%22gcid-15808e15-796c-4d2d-b5cc-f286b65f0a6d%22:%91%93,%22gcid-0c1caf6c-a8b1-4edd-bd41-62a645eaf78a%22:%91%22button_border_color__hover%22,%22button_border_color__hover%22,%22button_border_color__hover%22%93}” button_bg_color__hover=”#330066″ button_bg_enable_color__hover=”on” button_border_color__hover=”#330066″ button_border_color__hover_enabled=”on|hover” button_bg_color__hover_enabled=”on|hover” button_text_color__hover_enabled=”on|hover” button_text_color__hover=”#FFFFFF”][/et_pb_button][et_pb_button button_url=”https://www.redirecthealth.com/indipop/individual-family” url_new_window=”on” button_text=”Enroll Now” button_alignment=”center” _builder_version=”4.9.4″ _module_preset=”default” button_text_size=”16px” button_text_color=”#0A0404″ button_bg_color=”#79D1F2″ button_border_color=”#FFFFFF” button_border_radius=”36px” custom_margin=”||10px|||” custom_padding=”11px||11px||true|false” custom_css_main_element=”width:100%;” locked=”off” global_colors_info=”{%22gcid-f844fbee-a102-4d9a-b766-57a6069742a0%22:%91%93,%22gcid-c89d9721-164a-41a0-b5f2-e326ac43d43b%22:%91%93,%22gcid-3052e6e2-b474-4f45-8ef5-d42b8bc1d3af%22:%91%93,%22gcid-2e3a7011-960b-4296-a01c-164ea4abe554%22:%91%93,%22gcid-15808e15-796c-4d2d-b5cc-f286b65f0a6d%22:%91%93,%22gcid-0c1caf6c-a8b1-4edd-bd41-62a645eaf78a%22:%91%22button_border_color__hover%22%93}” button_bg_color__hover=”#330066″ button_bg_enable_color__hover=”on” button_border_color__hover=”#330066″ button_border_color__hover_enabled=”on|hover” button_bg_color__hover_enabled=”on|hover” button_text_color__hover_enabled=”on|hover” button_text_color__hover=”#FFFFFF”][/et_pb_button][/et_pb_column][et_pb_column type=”3_5″ _builder_version=”4.9.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.10.8″ _module_preset=”default” header_3_text_color=”#79D1F2″ custom_margin=”||5px|||” custom_padding=”3px|||||” hover_enabled=”0″ locked=”off” global_colors_info=”{}” sticky_enabled=”0″]
Annual Sharing Maximum: No Cap
Lifetime Sharing Maximum: No Cap
Allows HSA: No
Open Network For Your Provider: Yes!
Preventative Care: Annual Adult Physical & Well Child
Primary Care Visit: $0 unlimited
24/7/365 Virtual Care: Yes, they have their own Care Logistics team with medical staff to provide care.
Specialist Visit: Counts toward Member Responsibility Amount (MRA)
Maternity: Yes
Individual or Family: $3,000 Annual out-of-pocket Max Per Family
[/et_pb_text][et_pb_accordion open_toggle_text_color=”#FFFFFF” admin_label=”Accordion” _builder_version=”4.9.2″ _module_preset=”default” toggle_text_color=”#79D1F2″ toggle_font=”Open Sans||||||||” toggle_font_size=”18px” custom_margin=”19px||2px|||” custom_padding=”5px||5px||false|false” custom_css_toggle=”margin-bottom:2px !important;” locked=”off” global_colors_info=”{}”][et_pb_accordion_item title=”Your Title Goes Here” open=”on” _builder_version=”4.9.2″ _module_preset=”default” custom_css_main_element=”display:none;” global_colors_info=”{}”]
Your content goes here. Edit or remove this text inline or in the module Content settings. You can also style every aspect of this content in the module Design settings and even apply custom CSS to this text in the module Advanced settings.
[/et_pb_accordion_item][et_pb_accordion_item title=”Click to expand full details ” open_toggle_text_color=”#0A0404″ open_toggle_background_color=”#FFFFFF” closed_toggle_background_color=”#FFFFFF” icon_color=”#330066″ _builder_version=”4.9.2″ _module_preset=”default” custom_padding=”5px|0px|5px|0px|false|false” border_width_all=”0px” border_width_top=”2px” global_colors_info=”{}” toggle_text_color=”#79D1F2″ toggle_font=”Open Sans|700|||||||” toggle_font_size=”15px” open=”off”]
Emergency Visit: Counts toward MRA.
Urgent Care Visit: Counts toward MRA.
Prescription Coverage: Helps to find lowest cost.
Maternity: Typical delivery and pre/post natal care is $2,000 out-of-pocket. See pg. 5 of plan details.
Mental Health: Yes. Unlimited consultations.
Pre-Existing Conditions: 12-month look back; no coverage for first 12 months; $25K 2nd year; $50K 3rd year; $125K 4th year and beyond. Exceptions for: Controlled diabetes, hypertension, high cholesterol, seasonal allergies and intermittent asthma will not be considered pre-existing when reported prior to membership effective date.
Meets ACA MEC Requirements: This program does NOT meet the minimum requirements for MEC (Minimal Essential Coverage) or the ACA (Affordable Care Act). New Jersey, Massachusetts, Vermont, California, Rhode Island and the District of Columbia have passed their own state-level individual mandate laws that mirror the Federal Affordable Care Act.
Caregiver Network: See any doctor.
Dental: Yes. Included in plan, Save 20% to 50% on services
Vision: Yes. Reduced prices and savings.
[/et_pb_accordion_item][et_pb_accordion_item title=”Plan highlight” open_toggle_text_color=”#0A0404″ open_toggle_background_color=”#FFFFFF” closed_toggle_background_color=”#FFFFFF” icon_color=”#330066″ _builder_version=”4.9.2″ _module_preset=”default” custom_padding=”5px|0px|5px|0px|false|false” border_width_all=”0px” border_width_top=”2px” global_colors_info=”{}” toggle_text_color=”#79D1F2″ toggle_font=”Open Sans|700|||||||” toggle_font_size=”15px” open=”off”]
[/et_pb_accordion_item][et_pb_accordion_item title=”What to consider:” open_toggle_text_color=”#0A0404″ open_toggle_background_color=”#FFFFFF” closed_toggle_background_color=”#FFFFFF” icon_color=”#330066″ _builder_version=”4.9.2″ _module_preset=”default” custom_padding=”5px|0px|5px|0px|false|false” border_width_all=”0px” border_width_top=”2px” global_colors_info=”{}” toggle_text_color=”#79D1F2″ toggle_font=”Open Sans|700|||||||” toggle_font_size=”15px” open=”off”]
Does not meet the minimum requirements for MEC (Minimal Essential Coverage) or the ACA (Affordable Care Act). New Jersey, Massachusetts, Vermont, California, Rhode Island and the District of Columbia.
Initiate health needs with app or care logistics number for medical bills to apply to the out of pocket max. The team guides and helps coordinate cost and care with you.
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[et_pb_section fb_built=”1″ custom_padding_last_edited=”on|phone” module_id=”group2″ _builder_version=”4.10.8″ _module_preset=”default” custom_padding_tablet=”” custom_padding_phone=”59px||59px||true|false” hover_enabled=”0″ border_color_top=”#EFEFEF” global_colors_info=”{}” sticky_enabled=”0″][et_pb_row column_structure=”2_5,3_5″ _builder_version=”4.9.1″ _module_preset=”default” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″][et_pb_column type=”2_5″ _builder_version=”4.9.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_image src=”https://indipop.co/wp-content/uploads/2021/06/Indipop-POP-Plan-Group-HSA-1.png” title_text=”Indipop-POP Plan Group HSA (1)” _builder_version=”4.9.4″ _module_preset=”default” max_width=”200px” module_alignment=”center” custom_margin=”||-5px|||” locked=”off” global_colors_info=”{}”][/et_pb_image][et_pb_text _builder_version=”4.9.4″ _module_preset=”default” text_line_height=”1.6em” custom_margin=”14px||6px|||” custom_padding=”14px||14px||true|false” border_width_top=”2px” border_color_top=”#EFEFEF” border_width_bottom=”2px” border_color_bottom=”#EFEFEF” global_colors_info=”{}”]
Monthly Contribution Starts at:
$0
Min. Employer Contribution:
$0
[/et_pb_text][et_pb_button button_url=”https://indipop.brings.healthcare/agent/portal/quote” url_new_window=”on” button_text=”Enroll Now” button_alignment=”center” _builder_version=”4.9.4″ _module_preset=”default” button_text_size=”16px” button_text_color=”#0A0404″ button_bg_color=”#79D1F2″ button_border_color=”#FFFFFF” button_border_radius=”36px” custom_margin=”||10px|||” custom_padding=”11px||11px||true|false” custom_css_main_element=”width:100%;” locked=”off” global_colors_info=”{%22gcid-f844fbee-a102-4d9a-b766-57a6069742a0%22:%91%93,%22gcid-c89d9721-164a-41a0-b5f2-e326ac43d43b%22:%91%93,%22gcid-3052e6e2-b474-4f45-8ef5-d42b8bc1d3af%22:%91%93,%22gcid-2e3a7011-960b-4296-a01c-164ea4abe554%22:%91%93,%22gcid-15808e15-796c-4d2d-b5cc-f286b65f0a6d%22:%91%93,%22gcid-0c1caf6c-a8b1-4edd-bd41-62a645eaf78a%22:%91%22button_border_color__hover%22%93}” button_bg_color__hover=”#330066″ button_bg_enable_color__hover=”on” button_border_color__hover=”#330066″ button_border_color__hover_enabled=”on|hover” button_bg_color__hover_enabled=”on|hover” button_text_color__hover_enabled=”on|hover” button_text_color__hover=”#FFFFFF”][/et_pb_button][/et_pb_column][et_pb_column type=”3_5″ _builder_version=”4.9.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.9.4″ _module_preset=”default” header_3_text_color=”#79D1F2″ custom_margin=”||5px|||” custom_padding=”3px|||||” locked=”off” global_colors_info=”{}”]
Annual Sharing Maximum: No Cap
Lifetime Sharing Maximum: No Cap
Allows HSA: Yes
Preventative Care: Yes
Primary Care and Specialist Visit: Discounted provider network, PHCS
Prescriptions: Discount prescription card where you can save up to 75% on select prescriptions
Hospitalization: Your Initial Unshareable Amount, or IUA, is the maximum amount you would be responsible for paying out-of-pocket in the event of a major incident.
Mental Health Program: Yes
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Annual Sharing Maximum: No Cap.
Lifetime Sharing Maximum: No Cap.
Allows HSA: Yes
Preventative Care: Yes
Prescriptions: Discount prescription card where you can save up to 75% on select prescriptions.
Maternity: One Initial Unshareable Amounts (IUA’s) are applied to a single maternity need.
Hospitalization: Your Initial Unshareable Amount, or IUA, is the maximum amount you would be responsible for paying out-of-pocket in the event of a major incident. 3 IUA per 12-month rolling period and anything after would be shared as long as it exceeds $500
Caregiver Network: The PHCS/Multiplan network gives you access to one of the largest provider networks in the nation with pre-negotiated savings on your everyday healthcare services
Mental Health: Yes. Lifeworks in person and virtual
Dental:You may add on dental $40 an individual $75 for a spouse and $120 Family
Vision: You may add Vision $10 individual, $15 spouse, $25 family
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