It’s always Open Enrollment at indipop! Click Find My Plan to get matched to one of the healthcare memberships.
indipop Basic
Powered by Zion Healthshare
Navigating the healthcare system doesn’t have to be a headache. All indipop plans include a level of service that most of our members have never known possible before indipop.
Same day membership, start your plan any day of the month!
Ask about indipop BYOP, Build Your Own Plan. You pay for the benefits you want and custom create the plan that fits your needs!
This option is not available in Washington
Why people love this plan:
- Affordable monthly and out of pocket cost
- Preventive care and virtual health and Rx included
- Set transparent rates for unexpected, acute medical needs
Plan Benefits
Annual Wellness/Screenings
A yearly wellness check and age appropriate screenings.
- Colonoscopies age 45
- Mammograms age 40
- Child Immunizations
*6 month waiting period for screenings
Primary Care
How to Access Care
Zion HealthShare has no network limitations, so you can go to the provider of your choice. At the time of service, ask your provider for any self-pay discounts and an itemized bill. You are also encouraged to contact our Medical Advocacy Team if you need help locating the best provider to meet your needs, or to arrange for payment for your service ahead of time. Call (888) 399-0017 or email [email protected].
Virtual Care
Unlimited virtual visits 24/7 with no consultation fee. Skip the wait at the doctor’s office and get care from home.
Mental Health
Zion HealthShare has partnered with LifeWorks to offer mental health resources and acute counseling to our members. LifeWorks can be added to any membership as an add-on for $5/mo.
Learn More
Imaging and Labs
Skip the emergency room for x-rays and scans, if your condition is not a life threatening medical need the 24/7 practitioners can order you the imaging you need. The self pay rate will apply to your IUA. Example: if you get an MRI and pay $300 out of pocket, and the medical need requires surgery, you will now pay $700 for the surgery. You applied $300 to count towards this medical need.
Acute Unexpected, Healthcare Needs
This plan offers a $1000, $2500 or $5000 IUA, this is the amount you would be responsible for if you need a surgery or hospitalization. This is up to 3x in a calendar year.
Example: If you choose the $1,000 IUA and you break your leg and need surgery, medical expenses total $10,000. Your cost for this medical need is capped at $1,000. including follow up care, provider visits and physical therapy, if needed
TIP: If you select the $5,000 IUA, you may be saving monthly, but if your family has 3 major medical years in a year that totals $15,000 out of pocket.
E.R. and Urgent Care
Emergency Room
Capped at the IUA per need for high-cost medical expenses
Urgent Care – self pay. If this turns into a large medical need, that fee would be applied to your IUA.
Maternity
Initial Unshareable Amount (IUA’s) are applied to a single maternity need.
Pregnancy existing prior to membership is not shareable. The conception date will be confirmed by medical records.
Click here to read more about pre and post natal care on this plan!
Open Network
Yes. As Zion HealthShare is not health insurance, they have no network limitations. Members can go to any healthcare provider within the US and Puerto Rico. The healthcare provider must be a licensed medical professional in the location where services are received and provide medically necessary evaluations and treatment to be considered eligible for sharing.
Contact Medical Advocacy for assistance in finding a low-cost provider.
RX
Access to discounted prescriptions from any pharmacy through Zion RxShare powered by Rx Valet.
1. Simply type in the medication name on your prescription.
2. Enter the dose (strength, mg, etc.) and quantity prescribed.
3. Choose your savings option and save up to 80% on your medications.
Membership Team
Pharmacy Benefit
Alternative Care
Alternative Care Treatment –Alternative medical treatments can be shared with the Medical Cost Sharing community. These alternatives generally should be considered safe and effective while being an alternative to a traditional treatment plan. Needs may be considered shareable pending prior written approval by your Medical Cost Sharing provider. Member is required to demonstrate the proposed value of the alternative treatment.
Pre-Membership
A pre-membership medical condition is any illness or injury for which a person has been examined, been diagnosed, taken medication, had symptoms, or received medical treatment within the 24 months prior to their membership start date.
High blood pressure, high cholesterol, diabetes, high blood pressure, are not considered pre-membership medical conditions as long as the member has not been hospitalized for the condition in the 24 months prior to joining, and the member is able to control the condition through medication or diet and exercise.
Please Note: pre-membership medical conditions may still qualify for sharing through the Additional Giving fund.
Basic Plan Pricing
Select the IUA $1,000 or $2,500 (cap on high-cost medical expenses)
Similar Options
indipop Basic Plan FAQ
While insurance has max out of pockets and deductibles, indipop plans have IUA’s, Initial Unshareable Amount. The IUA follows the medical need rather than the calendar year. So, if you break your leg in December, you don’t pay for it again in January, unlike a deductible which would start at $0 in January.
indipop provides an alternative to health insurance, it is another approach to managing your healthcare needs. Your monthly rate is not based on earnings or employment status making these plans more flexible and affordable to fit diverse employment statuses. They also use app based coordination, medical advocacy, and pre-membership condition limitations to keep costs low for all members.
Why choose indipop
All of our memberships feature:
- Large or open nationwide networks
- Set, transparent pricing
- No lifetime or annual caps
- Open enrollment all year long
- Portability in all 49 states and when traveling abroad
- Concierge service and medical advocates
This plan does not restrict you to any networks. Receive identical benefits in all 49 states with the doctor of your choice. As we like to say here at indipop, you have the freedom to choose who cares for you!
Unlike traditional HMO or PPO plans, we utilize our care coordination team to help you manage your care effectively. The more you involve our team, the closer you'll be to zero medical bills. Need help finding a doctor? Our concierge service can connect you with a provider near you.
After you cross healthcare off your list, check out our partners, they can help with offers for credit card processing to cybersecurity.
See Why People Love indipop
