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indipop Complete Plan
Navigating the healthcare system doesn’t have to be a headache. All indipop plans include a level of service that most of our members have never known possible before indipop.
Experience a quality health care plan that provides the right care at the right price. Enjoy premier concierge assistance without the VIP cost. A great option for families often offering up to 70% savings on monthly and out of pocket expenses.
Rates will be changing in 2026 – please speak to a healthcare specialist to find your rate increase.
Why people love this plan:
- $0 Unlimited primary and urgent care
- $50 copays for diagnostics, MRI's, CT's etc
- Open network for providers
- $0 Mental Health
- Chiropractic Visits
- Exceptional concierge team!
Plan Benefits
Preventive Care
Annual Adult Physical & Well Child
$0 for you annual wellness or well child visit
Age appropriate screenings.
40 years old for a mammogram $0
45 years old for a colonoscopy $0 copay
*Lab Benefit under imaging and labs
Primary Care
This plan includes unlimited primary care visits for adults and children at $0.
Coordinate with Redirect using the app or phone, prior to the appointment to ensure $0.
*to ensure $0 cost coordinate with Redirect 48 hours in advance of appointment
Virtual Care
Nurse practitioners, medical doctors and naturopaths can be reached 24/7 at $0.
These practitioners can order lab work, digital imaging and prescribe medication.
Specialist Visits
$50 copay with 48 hour advanced coordination of medical visit. Use Redirect health app or phone them.
Mental Health
Mental Health & Tele-Counseling $0
Resilience PRO Mental Wellness Consultants • Life Coaches • Mental Health Crisis Counselors 24/7
Do you have a therapist you’d like to continue working with? We can help!
* Required Appointment Preparation/Pre-authorization
Open Network
This plan is not a PPO or or an HMO, you have the freedom who cares for you.
When you coordinate with the care logistics team they can assist in keeping your bills as close to $0. The concierge team helps, find a provider, negotiate bills and help you navigate through a massive healthcare system.
Chiropractic
$0 for 12 Chiropractic visits/year for each person in the family.
Imaging and Labs
Imaging
Skip the emergency room for x-rays and scans, if your condition is not a life threatening medical need the 24/7 practitioners can order you the imaging, many times it is $0!
$0 routine x rays
*MRI’s: $50 Copay
*CT Scans: $50 copay
*Ultrasound and other imaging: $50 copay
*Appointment Preparation/Pre-authorization
Labwork
Routine labs are included at $0
This plan is contracted with Labcorp they have locations in all 50 states.
Major Medical
Hospital Care – Inpatient & Outpatient Individual
Individual Plan: $2,000 Initial Member Responsibility 20% co-share | $4,000 out-of-pocket max
Family plan: $4,000 Initial Member Responsibility 20% co-share | $6,000 out-of-pocket max
Example: A broken leg for an individual, $2,000 plus 20% co-share up to $4,000 is the patient responsibility amount, this is the out of pocket cost for the surgery, aftercare provider visits, and physical therapy if needed.
E.R and Urgent Care
Urgent Care
When you coordinate with the health plan prior to the provider visit it is $0.
Emergency Room
$500 Initial Member Responsibility + 20% co-share.
Maternity
Subject to IUA.
Individual max out-of-pocket is $4,000
Family max out of pocket $6,000
Pregnancy existing prior to membership is not shareable.
Rx and Immunizations
Redirect will help find the lowest cost and where it is available. Not sure about your medication cost, reach out to indipop for help. They work directly with the medical advocates to help you save on your medication costs.
RedirectHealth.com/rxformulary
100% member responsibility and prices may vary depending on pharmacy location, quantity, and dosage.
Work with a medical advocate to see if you qualify for $0 cost medication.
Pre-Membership
This membership limits sharing for pre – membership conditions. The existence of a pre-membership condition does not prevent participation in the membership and is not intended to deny care.
If a condition or need is determined to be pre-existing, Redirect Health will diligently negotiate all medical bills towards amounts that are appropriate, fair, usual and customary.
What is a Pre-Membership condition?
Any condition or need stemming from a condition which existed within the 12 months prior to membership effective date for which a person has been:
Any condition or need stemming from a condition which existed within the 12 months prior to membership effective date for which a person has been:
- Diagnosed,
- Received medical treatment,
- Been examined,
- Taken medication, or
- Had symptoms
Pre-membership conditions that are not subjected to limitations if medically managed and stable with generic medications include:
• Controlled diabetes
• High blood pressure
• Seasonal allergies
• Intermittent asthma
• High cholesterol
• Controlled diabetes
• High blood pressure
• Seasonal allergies
• Intermittent asthma
• High cholesterol
What is the limitation?
If you or someone in your household has a pre-membership condition, it will not be eligible for sharing in the first year of membership.
If you or someone in your household has a pre-membership condition, it will not be eligible for sharing in the first year of membership.
After 12 continuous months of membership, sharing for pre-membership conditions that are otherwise eligible for sharing will increase as follows:
- 2nd year: $25,000
- 3rd year: $50,000
- 4th year: $125,000*
Similar Options
Similar Options
indipop Complete Plan FAQ
An IUA, or initial unshareable amount, is your member responsibility for expenses related to a single eligible Medical Need. Designed to avoid costly surprise medical bills, IUAs function as caps on your out of pocket costs for eligible medical needs. You are responsible for a maximum of 3 IUA’s in a 12 month period. For many of our memberships, you have the freedom to select your IUA.
No. These month to month memberships and plans offer an alternative approach to paying for and accessing healthcare. Each membership included in our marketplace was carefully selected to meet indipop’s strict criteria. Registration for Group Plans and Individual or Family memberships is available year round – some with a same day effective date. Simply structured to provide set, transparent pricing and designed to avoid surprise medical bills – see if you are a good fit for one of our memberships.
Why choose indipop
All of our memberships feature:
- Large or open nationwide networks
- Set, transparent pricing
- No lifetime or annual caps
- Open enrollment all year long
- Portability in all 50 states and when traveling abroad
- Concierge service and medical advocates
This plan does not restrict you to any networks. Receive identical benefits in all 50 states with the doctor of your choice. As we like to say here at indipop, you have the freedom to choose who cares for you!
Unlike traditional HMO or PPO plans, we utilize our care coordination team to help you manage your care effectively. The more you involve our team, the closer you'll be to zero medical bills. Need help finding a doctor? Our concierge service can connect you with a provider near you.
Add these supplements to any plan
indipop dental and vision
Vision, dental and prescription discounts
After you cross healthcare off your list, check out our partners, they can help with offers for credit card processing to cybersecurity.