Monthly Contribution Starts at:
Initial Unshareable Amount (IUA)
Annual Out-of-Pocket Maximum:
$3,000 per family
Great For You If:
Max out of pocket for individual or family is $3,000 Open network for doctor or specialist *Additional benefits- annual wellness, mental health, chiropractic care.
Ask about Redirect's Copay Plan!
Redirect Health EverydayCare + Hospitalization SUMMARY
Annual Sharing Maximum: No Cap
Lifetime Sharing Maximum: No Cap
Allows HSA: No
Open Network For Your Provider: Yes!
Preventative Care: Annual Adult Physical & Well Child
Primary Care Visit: $0 unlimited
24/7/365 Virtual Care: Yes, they have their own Care Logistics team with medical staff to provide care.
Specialist Visit: Counts toward Member Responsibility Amount (MRA)
Individual or Family: $3,000 Annual out-of-pocket Max Per Family
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Emergency Visit: Counts toward MRA.
Urgent Care Visit: Counts toward MRA.
Prescription Coverage: Helps to find lowest cost.
Maternity: Typical delivery and pre/post natal care is $2,000 out-of-pocket. See pg. 5 of plan details.
Mental Health: Yes. Unlimited consultations.
Pre-Existing Conditions: 12-month look back; no coverage for first 12 months; $25K 2nd year; $50K 3rd year; $125K 4th year and beyond. Exceptions for: Controlled diabetes, hypertension, high cholesterol, seasonal allergies and intermittent asthma will not be considered pre-existing when reported prior to membership effective date.
Meets ACA MEC Requirements: This program does NOT meet the minimum requirements for MEC (Minimal Essential Coverage) or the ACA (Affordable Care Act). New Jersey, Massachusetts, Vermont, California, Rhode Island and the District of Columbia have passed their own state-level individual mandate laws that mirror the Federal Affordable Care Act.
Caregiver Network: See any doctor.
Dental: Yes. Included in plan, Save 20% to 50% on services
Vision: Yes. Reduced prices and savings.
- Virtual mental health unlimited sessions
- Open network
- 12 chiropractic visits
- This is the only indipop healthshare that the out of pocket costs if eligible goes towards your $3,000 max.
What to consider:
Does not meet the minimum requirements for MEC (Minimal Essential Coverage) or the ACA (Affordable Care Act). New Jersey, Massachusetts, Vermont, California, Rhode Island and the District of Columbia.
Initiate health needs with app or care logistics number for medical bills to apply to the out of pocket max. The team guides and helps coordinate cost and care with you.