Redirect Health Group Plan - Subscription Based Healthcare

Monthly Contribution Starts at:
$175

Initial Unshareable Amount (IUA):
$1,000 or $2,500

Annual Out-of-Pocket Maximum:
$3,000 or $7,500 per family

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indipop POP Essential SUMMARY

Annual Sharing Maximum: No Cap

Lifetime Sharing Maximum: No Cap

Allows HSA: No

Preventative Care: Yes

Virtual Direct Primary Care: Yes, Akos MD, see the same provider monthly unlimited.

Primary Care Visit: 24/7 tele-health included, the team can help coordinate care.

Specialist Visit: May count towards (IUA) Initial Unshareable Amount

Mental Health Program: Yes

Maternity: Yes

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Emergency Visit: You are responsible for the first $1,000 or $2,500, which counts toward your annual IUA-Initial Unshareable Amount.

Hospitalization: Your Initial Unshareable Amount, or IUA, is the maximum amount you would be responsible for paying out-of-pocket in the event of a major incident. 3 IUA per 12-month rolling period, and anything after would be shared as long as it exceeds $500

Direct Virtual Primary Care: Yes, unlimited visits with the same provider

Urgent Care Visit: Free through telehealth.

Preventative Care: Connected
includes:

Preventive mammogram (6 mo. waiting period)
Immunizations for ages 0-16 (6 mo. waiting period)
Preventive colonoscopy- (6 mo. waiting period)

Prescription Coverage: Prescriptions for the medication(s) that are billed by a provider and are related to a qualified Need are shareable. Searches six U.S Platforms, the Word Drug Market, and Pharmacy Assistance programs to find the lowest costs for you.

Maternity: One Initial Unshareable Amounts (IUA’s) are applied to a single maternity need.

Mental Health: Lifeworks
includes:

no session fees
phone online and in-person

Pre-Existing Conditions: 24-month look back; no coverage for first 24 months; $25K 2nd year; $50K 3rd year; $125K 4th year and beyond. Exceptions for: Controlled diabetes, hypertension, high cholesterol, seasonal allergies, and intermittent asthma will not be considered pre-existing when reported prior to membership effective date.

Meets ACA Requirements: No

Plan highlight

Direct Virtual Primary Care, you can stay with the same virtual provider for unlimited visits.
Virtual mental health unlimited sessions

What to consider:

Does not meet the minimum requirements for MEC (Minimal Essential Coverage) or the ACA (Affordable Care Act). New Jersey, Massachusetts, Vermont, California, Rhode Island, and the District of Columbia.

Monthly Contribution Starts at:
$45

Plan Information

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TeleHealthPLUS! PLAN SUMMARY

Primary Care Mobile Doctors: 24/7/365 Board Certified Physicians available with bilingual coverage nationally. Virtual visits can take place either on the phone or through secured video chat.

Mental & Behavioral Health: 24/7/365 licensed mental and behavioral health counselors and therapists available by phone.

Prescription Discount Card: Members save up to 80% on prescriptions at most major retailers.

Coming end of 2021!
LifeVital an app that can take your vitals anywhere anytime
Included in your plan at no extra cost

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This plan does not have major medical, hospitalization or preventive care. Please review other indipop plans for a more comprehensive health plan.

Plan highlight

Low monthly cost to have access to health services that are 24/7

Care+ Plan

Monthly Contribution Starts At:
$165/$395 individual/family

Initial Unshareable Amount (IUA)
$1,000, $2,500, or $5,000 (max 3/year)

Annual Out-of-Pocket Maximum:
$3,000, $7,500, or $15,000

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MPB Care+ SUMMARY

Annual Sharing Maximum: None, unless restricted by pre-existing condition.

Lifetime Sharing Maximum: None, unless restricted by pre-existing condition.

Allows HSA: No

Preventative Care: No

Primary Care Visit: 24/7 tele-health included, the team can help coordinate care.

Specialist Visit: May count towards (IUA) Initial Unshareable Amount

Maternity: Yes

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Emergency Visit: You are responsible for first $1,000, which counts toward your annual MRA.

Urgent Care Visit: Free through telehealth.

Network: Open Network, may use in all 50 states at any hospital or provider

Prescription Coverage: Prescriptions for medication(s) that are billed by a provider and are related to a qualified Need are shareable. Searches six U.S Platforms, the Word Drug Market and Pharmacy Assistance programs to find the lowest costs for you.

Maternity: Two Initial Unshareable Amounts (or Member Responsibility Amounts) are applied to a single maternity need. Any pre-birth or post birth need of the child will be considered a separate need from the mother’s maternity care.

Mental Health: Yes. Unlimited.

Pre-Existing Conditions: 24-month look-back: no coverage for the first 12 months; $25K 2nd year; $50K 3rd year; $125K 4th year and beyond. (Exceptions for High Blood Pressure, High Cholesterol & Diabetes)

Meets ACA MEC Requirements: No.

Caregiver Network: PHCS

Dental: No.

Vision: No.

Plan Highlight

Telehealth-24/7

QR Lifecode
24/7 Emergency Assistance with your Personal LifeCode allowing medical professionals instant access. You select which doctor(s) can view.

Life Care
Focuses on eliminating many things that compromise productivity or quality of life. Includes substance abuse, ongoing depression or anxiety, financial concerns, relationship problems and more!

Has everything the SECURE plan offers except HSA and MEC

What to consider about this plan

Out of pocket costs for specialists and doctors are your responsibility
Pre-existing conditions go back 24 months, but if medically managed could be eligible for sharing.
Does not meet the minimum requirements for MEC (Minimal Essential Coverage) or the ACA (Affordable Care Act). New Jersey, Massachusetts, Vermont, California, Rhode Island and the District of Columbia.

Secure Plan

Monthly Contribution Starts at:
$225/$530 individual/family

Initial Unshareable Amount (IUA)
$1,000, $2,500, or $5,000 (max 3/year)

Annual Out-of-Pocket Maximum:
$3,000, $7,500, or $15,000

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Enroll Now

MPB SECURE SUMMARY

Annual Sharing Maximum: None, unless restricted by pre-existing condition

Lifetime Sharing Maximum: None, unless restricted by pre-existing condition

Allows HSA: Yes

Preventative Care: Yes. Provides all 64 preventative and wellness services (except for genetic testing), as outlined in the Affordable Care Act (ACA)

Primary Care Visit: 24/7 tele-health included, the team can help coordinate care

Specialist Visit: May count towards (IUA) Initial Unshareable Amount

Maternity: Yes

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Emergency Visit: You are responsible for first $1,000, which counts toward your annual MRA.

Network: Open Network, may use in all 50 states at any hospital or provider

Urgent Care Visit: Free through telehealth.

Prescription Coverage: Prescriptions for medication(s) that are billed by a provider and are related to a qualified Need are shareable. Searches six U.S Platforms, the Word Drug Market and Pharmacy Assistance programs to find the lowest costs for you.

Maternity: Two Initial Unshareable Amounts (IUA’s) are applied to a single maternity need.

Mental Health: Yes. See plan details.

Pre-Existing Conditions: 24-month look-back: no coverage for the first 12 months; $25K 2nd year; $50K 3rd year; $125K 4th year and beyond (Exceptions for High Blood Pressure, High Cholesterol & Diabetes)

Meets ACA MEC Requirements: Yes.

Dental: No.

Vision: No.

Plan Highlight

QR Lifecode: 24/7 Emergency Assistance with your Personal LifeCode allowing medical professionals instant access. You select which doctor(s) can view.
Life Care: Focuses on eliminating many things that compromise productivity or quality of life. With licensed professionals for substance abuse, ongoing depression or anxiety, financial concerns, relationship problems and more!
Care+ includes all the services SECURE offers except HSA and preventive care.

What to consider:

Out of pocket costs for specialists and doctors are your responsibility
Pre-existing conditions go back 24 months, but if medically managed could be eligible for sharing.

Group

Under 20
In-Network* Foundation Plan

Monthly Contribution Starts at:
$379 – $1,099/mo.

Min. Employer Contribution:
$125/employee/month

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PLAN SUMMARY

Annual Sharing Maximum: No Cap.

Lifetime Sharing Maximum: No Cap.

Allows HSA: No.

Preventative Care: Included in plan is annual wellness visit with routine lab work.

Primary Care Visit: $0

Specialist Visit: $50 Copay MRI, PET, & CT Scans, Specialists

Hospital Care: Individual – $4,000 out-of-pocket max. Family – $6,000 out-of-pocket max

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Emergency Visit: Counts toward IUA.
Urgent Care Visit: Counts toward IUA.
Prescription Coverage: Helps to find lowest cost.
Maternity: Typical delivery and pre/post natal care is $2,000 out-of-pocket. See pg. 5 of plan details.
Mental Health: Yes. Unlimited virtual.
Pre-Existing Conditions: 12-month look back; no coverage for first 12 months; $25K 2nd year; $50K 3rd year; $125K 4th year and beyond. Exceptions for: Controlled diabetes, hypertension, high cholesterol, seasonal allergies and intermittent asthma will not be considered pre-existing when reported prior to membership effective date.
Meets ACA MEC Requirements: All states except New Jersey, Massachusetts, Vermont, California, Rhode Island and the District of Columbia.
Caregiver Network: See any doctor.

What to consider:

Not included: Organ Transplant • Specialty Drugs • Dialysis • Skilled Nursing Facility
Additional Benefits: Employer funded HRA

Monthly Contribution Starts at:
$175

Initial Unshareable Amount (IUA):
$1,000 or $2,500

Annual Out-of-Pocket Maximum:
$3,000 or $7,500 per family

Download Plan Guidelines

Enroll Now

indipop POP PLAN SUMMARY

Annual Sharing Maximum: No Cap

Lifetime Sharing Maximum: No Cap

Allows HSA: No.

Preventative Care: No

Urgent Care Visit: Free through tele-health

Primary Care Visit: 24/7 tele-health included, the team can help coordinate care.

Specialist Visit: May count towards (IUA) Initial Unshareable Amount

Maternity: Yes

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Emergency Visit: You are responsible for first $1,000, which counts toward your annual IUA- Initial Unshareable Amount

Hospitalization: Your Initial Unshareable Amount, or IUA, is the maximum amount you would be responsible for paying out-of-pocket in the event of a major incident. 3 IUA per 12-month rolling period and anything after would be shared as long as it exceeds $500

Urgent Care Visit: Free through tele-health.

Prescription Coverage: Prescriptions for medication(s) that are billed by a provider and are related to a qualified Need are shareable. Searches six U.S Platforms, the Word Drug Market and Pharmacy Assistance programs to find the lowest costs for you.

Maternity:One Initial Unshareable Amounts (IUA) are applied to a single maternity need.

Mental Health: No

Pre-Existing Conditions: 24-month look-back: no coverage for the first 12 months; $25K 2nd year; $50K 3rd year; $125K 4th year and beyond (Exceptions for High Blood Pressure, High Cholesterol & Diabetes)

Meets ACA MEC Requirements: This program does NOT meet the minimum requirements for MEC (Minimal Essential Coverage) or the ACA (Affordable Care Act). New Jersey, Massachusetts, Vermont, California, Rhode Island and the District of Columbia have passed their own state-level individual mandate laws that mirror the Federal Affordable Care Act.

Caregiver Network: PHCS

Plan highlight

Low cost plan for major medical occurrences, example: surgeries, broken bones or heart attack.

What to consider:

Does not meet the minimum requirements for MEC (Minimal Essential Coverage) or the ACA (Affordable Care Act). New Jersey, Massachusetts, Vermont, California, Rhode Island and the District of Columbia.
This is a basic health plan to have in place for a “what if” I break my leg, contract a dreadful disease or acute condition. If you are seeking a plan for everyday health and preventive care or additional benefits check out POP Essential.
Out of pocket costs for specialists and doctors are your responsibility

Monthly Contribution Starts at:
$319/$899 individual/family

Initial Unshareable Amount (IUA)
$1,000

Annual Out-of-Pocket Maximum:
$3,000 per family

Download Plan Brochure

Enroll Now

Redirect Health EverydayCare + Hospitalization SUMMARY

Annual Sharing Maximum: No Cap

Lifetime Sharing Maximum: No Cap

Allows HSA: No

Open Network For Your Provider: Yes!

Preventative Care: Annual Adult Physical & Well Child

Primary Care Visit: $0 unlimited

24/7/365 Virtual Care: Yes, they have their own Care Logistics team with medical staff to provide care.

Specialist Visit: Counts toward Member Responsibility Amount (MRA)

Maternity: Yes

Individual or Family: $3,000 Annual out-of-pocket Max Per Family

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Emergency Visit: Counts toward MRA.

Urgent Care Visit: Counts toward MRA.

Prescription Coverage: Helps to find lowest cost.

Maternity: Typical delivery and pre/post natal care is $2,000 out-of-pocket. See pg. 5 of plan details.

Mental Health: Yes. Unlimited consultations.

Pre-Existing Conditions: 12-month look back; no coverage for first 12 months; $25K 2nd year; $50K 3rd year; $125K 4th year and beyond. Exceptions for: Controlled diabetes, hypertension, high cholesterol, seasonal allergies and intermittent asthma will not be considered pre-existing when reported prior to membership effective date.

Meets ACA MEC Requirements: This program does NOT meet the minimum requirements for MEC (Minimal Essential Coverage) or the ACA (Affordable Care Act). New Jersey, Massachusetts, Vermont, California, Rhode Island and the District of Columbia have passed their own state-level individual mandate laws that mirror the Federal Affordable Care Act.

Caregiver Network: See any doctor.

Dental: Yes. Included in plan, Save 20% to 50% on services

Vision: Yes. Reduced prices and savings.

Plan highlight

Virtual mental health unlimited sessions
Open network
12 chiropractic visits
This is the only indipop healthshare that the out of pocket costs if eligible goes towards your $3,000 max.

What to consider:

Does not meet the minimum requirements for MEC (Minimal Essential Coverage) or the ACA (Affordable Care Act). New Jersey, Massachusetts, Vermont, California, Rhode Island and the District of Columbia.
Initiate health needs with app or care logistics number for medical bills to apply to the out of pocket max. The team guides and helps coordinate cost and care with you.

Monthly Contribution Starts at:
$0

Min. Employer Contribution:
$0

Enroll Now

indipop Group HSA SUMMARY

Annual Sharing Maximum: No Cap

Lifetime Sharing Maximum: No Cap

Allows HSA: Yes

Preventative Care: Yes

Primary Care and Specialist Visit: Discounted provider network, PHCS

Prescriptions: Discount prescription card where you can save up to 75% on select prescriptions

Hospitalization: Your Initial Unshareable Amount, or IUA, is the maximum amount you would be responsible for paying out-of-pocket in the event of a major incident.

Mental Health Program: Yes

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Annual Sharing Maximum: No Cap.

Lifetime Sharing Maximum: No Cap.

Allows HSA: Yes

Preventative Care: Yes

Prescriptions: Discount prescription card where you can save up to 75% on select prescriptions.

Maternity: One Initial Unshareable Amounts (IUA’s) are applied to a single maternity need.

Hospitalization: Your Initial Unshareable Amount, or IUA, is the maximum amount you would be responsible for paying out-of-pocket in the event of a major incident. 3 IUA per 12-month rolling period and anything after would be shared as long as it exceeds $500

Caregiver Network: The PHCS/Multiplan network gives you access to one of the largest provider networks in the nation with pre-negotiated savings on your everyday healthcare services

Mental Health: Yes. Lifeworks in person and virtual

Dental:You may add on dental $40 an individual $75 for a spouse and $120 Family

Vision: You may add Vision $10 individual, $15 spouse, $25 family

What to consider:

Not included: Organ Transplant • Specialty Drugs • Dialysis • Skilled Nursing Facility
HSA Qualifications:Must enter an EIN or 1099 number

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Plan Description:

PLAN SUMMARY

ACA Compliance: Satisfies Penalty A (MEC) & Penalty B (MVP)

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What to consider: