Individual Plans

Select a Healthshare Below to Learn More

By enrolling through indipop you are getting extra guidance and perks without any extra fees!

Great for you if:
You want to ensure you have major medical, preventive health and unlimited virtual direct primary care

Great for you if:
You care about the “what if” scenario of a broken leg or a surgery and want to have a plan in place for this type of need.

Great because:
Max out of pocket for individual or family is $3,000
Open network for doctor or specialist
*Additional benefits- vision/dental/mental health

Secure Plan

Great for you if:
Want to use your HSA or interested in starting one.
Meets ACA requirements
To be eligible for the Secure Plan, you have to have an EIN or 1099 number

Care + Plan

Great for you if:
You are not interested in an HSA or Preventive Care Services then Care+ is an excellent affordable option starting at $225

 

Monthly Contribution Starts at: 
$175

Initial Unshareable Amount (IUA): 
$1,000 or $2,500

Annual Out-of-Pocket Maximum: 
$3,000 or  $7,500per family

PLAN SUMMARY

Annual Sharing Maximum: No Cap

Lifetime Sharing Maximum: No Cap

Allows HSA: No

Preventative Care: Yes

Direct Primary Care: Yes, Akos MD

Primary Care Visit: 24/7 tele-health included, the team can help coordinate care.

Specialist Visit: May count towards (IUA) Initial Unshareable Amount

Mental Health: Yes

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Emergency Visit: You are responsible for first $1,000 or $2,500, which counts toward your annual IUA.

Direct Virtual Primary Care: Yes, unlimited visits with same provider

Urgent Care Visit: Free through tele-health. 

Preventative Care:  Connected
includes:
Preventive mammogram (6 mo. waiting period)
Immunizations for ages 0-16 (6 mo. waiting period)
Preventive colonoscopy- (6 mo. waiting period)

Prescription Coverage: Prescriptions for medication(s) that are billed by a provider and are related to a qualified Need are shareable. Searches six U.S Platforms, the Word Drug Market and Pharmacy Assistance programs to find the lowest costs for you.

Maternity: Typical delivery and pre/post natal care is $1,000 or $2,500 IUA out-of-pocket. 

Mental Health: Lifeworks
includes:
no session fees
phone online and in -person

Pre-Existing Conditions:  24-month look back; no coverage for first 24 months; $25K 2nd year; $50K 3rd year; $125K 4th year and beyond. Exceptions for: Controlled diabetes, hypertension, high cholesterol, seasonal allergies and intermittent asthma will not be considered pre-existing when reported prior to membership effective date.

Meets ACA Requirements:  No

Caregiver Network:  PHCS/Multiplan.
Primary Health Care Service with the largest network of healthcare professionals and facilities nationwide.

Dental: No

Vision: No

Plan highlight
  • Direct Virtual Primary Care, you can stay with the same virtual provider for unlimited visits. 
  • Virtual mental health unlimited sessions
What to consider:
  • Does not meet the minimum requirements for MEC (Minimal Essential Coverage) or the ACA (Affordable Care Act). New Jersey, Massachusetts, Vermont, California, Rhode Island and the District of Columbia.
  • To be eligible for the discounted caregiver rates must use PHCS network
  • Out of pocket costs for specialists and doctors are your responsibility

Monthly Contribution Starts at: 
$175 

Initial Unshareable Amount (IUA): 
$1,000 or $2,500

Annual Out-of-Pocket Maximum: 
$3,000 or $7,500 per family

PLAN SUMMARY

Annual Sharing Maximum: No Cap

Lifetime Sharing Maximum: No Cap

Allows HSA: No.

Preventative Care:
  No

Urgent Care Visit:
Free through tele-health

Primary Care Visit:
  24/7 tele-health included, the team can help coordinate care.

Specialist Visit:  May count towards (IUA) Initial Unshareable Amount

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Emergency Visit:  You are responsible for first $1,000, which counts toward your annual IUA.

Urgent Care Visit: Free through tele-health.

Prescription Coverage: Prescriptions for medication(s) that are billed by a provider and are related to a qualified Need are shareable. Searches six U.S Platforms, the Word Drug Market and Pharmacy Assistance programs to find the lowest costs for you.

Maternity: Typical delivery and pre/post natal care is $1,000 or $2,500 IUA out-of-pocket. 

Mental Health: No

Pre-Existing Conditions:  24-month look-back: no coverage for the first 12 months; $25K 2nd year; $50K 3rd year; $125K 4th year and beyond (Exceptions for High Blood Pressure, High Cholesterol & Diabetes)

Meets ACA MEC Requirements: This program does NOT meet the minimum requirements for MEC (Minimal Essential Coverage) or the ACA (Affordable Care Act). New Jersey, Massachusetts, Vermont, California, Rhode Island and the District of Columbia have passed their own state-level individual mandate laws that mirror the Federal Affordable Care Act. 

Caregiver Network: PHCS 

Plan highlight
  • Low cost plan for major medical occurrences, example:  surgeries, broken bones or heart attack.
What to consider:
  • Does not meet the minimum requirements for MEC (Minimal Essential Coverage) or the ACA (Affordable Care Act). New Jersey, Massachusetts, Vermont, California, Rhode Island and the District of Columbia. 
  • This is a basic health plan to have in place for a “what if” I break my leg, contract a dreadful disease or acute condition.  If you are seeking a plan for everyday health and preventive care or additional benefits check out POP Essential.  
  • Out of pocket costs for specialists and doctors are your responsibility

Secure Plan

 Monthly Contribution Starts at: 
$225/$530 individual/family

Member Responsibility Amount (MRA): 
$1,000, $2,500, or $5,000 (max 3/year)

Annual Out-of-Pocket Maximum: 
$3,000, $7,500, or $15,000

PLAN SUMMARY

Annual Sharing Maximum: None, unless restricted by pre-existing condition

Lifetime Sharing Maximum: None, unless restricted by pre-existing condition

Allows HSA: Yes

Preventative Care: Yes. Provides all 64 preventative and wellness services (except for genetic testing), as outlined in the Affordable Care Act (ACA)

Primary Care Visit: 24/7 tele-health included, the team can help coordinate care

Specialist Visit: May count towards (IUA) Initial Unshareable Amount

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Emergency Visit: You are responsible for first $1,000, which counts toward your annual MRA.

Urgent Care Visit: Free through telehealth.  

Prescription Coverage: Prescriptions for medication(s) that are billed by a provider and are related to a qualified Need are shareable. Searches six U.S Platforms, the Word Drug Market and Pharmacy Assistance programs to find the lowest costs for you.

Maternity: Two Initial Unshareable Amounts (IUA’s) are applied to a single maternity need. 

Mental Health: Yes. See plan details.

Pre-Existing Conditions: 24-month look-back: no coverage for the first 12 months; $25K 2nd year; $50K 3rd year; $125K 4th year and beyond (Exceptions for High Blood Pressure, High Cholesterol & Diabetes)

Meets ACA MEC Requirements: Yes.

Caregiver Network: PHCS

Dental: No.

Vision: No.

Plan Highlight
  • QR Lifecode: 24/7 Emergency Assistance with your Personal LifeCode allowing medical professionals instant access. You select which doctor(s) can view. 
  • Life Care: Focuses on eliminating many things that compromise productivity or quality of life. With licensed professionals for  substance abuse, ongoing depression or anxiety, financial concerns, relationship problems and more!
  • Care+ includes all the services SECURE offers except HSA and preventive care.
What to consider:
  • Out of pocket costs for specialists and doctors are your responsibility
  • Pre-existing conditions go back 24 months, but if medically managed could be eligible for sharing
  • Part of the PHCS network of doctors, check to see if your doctor is part of this group

Care+ Plan

Monthly Contribution Starts At:
 
$165/$395 individual/family

Member Responsibility Amount (MRA):
$1,000, $2,500, or $5,000 (max 3/year)

Annual Out-of-Pocket Maximum:
$3,000, $7,500, or $15,000

PLAN SUMMARY

Annual Sharing Maximum: None, unless restricted by pre-existing condition.

Lifetime Sharing Maximum: None, unless restricted by pre-existing condition.

Allows HSA: No

Preventative Care: No

Primary Care Visit: 24/7 tele-health included, the team can help coordinate care.

Specialist Visit: May count towards (IUA) Initial Unshareable Amount

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Emergency Visit: You are responsible for first $1,000, which counts toward your annual MRA.

Urgent Care Visit: Free through telehealth.

Prescription Coverage: Prescriptions for medication(s) that are billed by a provider and are related to a qualified Need are shareable. Searches six U.S Platforms, the Word Drug Market and Pharmacy Assistance programs to find the lowest costs for you.

Maternity: Two Initial Unshareable Amounts (or Member Responsibility Amounts) are applied to a single maternity need. Any pre-birth or post birth need of the child will be considered a separate need from the mother’s maternity care.

Mental Health: Yes. Unlimited.

Pre-Existing Conditions: 24-month look-back: no coverage for the first 12 months; $25K 2nd year; $50K 3rd year; $125K 4th year and beyond. (Exceptions for High Blood Pressure, High Cholesterol & Diabetes)

Meets ACA MEC Requirements: No.

Caregiver Network: PHCS

Dental: No.

Vision: No.

Plan Highlight

Telehealth-24/7 

Minimum Essential Coverage Plan

Provides all 64 preventative and wellness services (except for genetic testing), as outlined in the Affordable Care Act (ACA).

QR Lifecode
24/7 Emergency Assistance with your Personal LifeCode allowing medical professionals instant access. You select which doctor(s) can view. 

Life Care

Focuses on eliminating many things that compromise productivity or quality of life. Includes substance abuse, ongoing depression or anxiety, financial concerns, relationship problems and more!

If you are not a 1099 or have an EIN number check out the Care + plan starting at $175 a month.

Has everything the Secure plan offers except HSA and MEC

What to consider about this plan
  • Out of pocket costs for specialists and doctors are your responsibility
  • Pre-existing conditions go back 24 months, but if medically managed could be eligible for sharing
  • Part of the PHCS network of doctors, check to see if your doctor is part of this group
  • Does not meet the minimum requirements for MEC (Minimal Essential Coverage) or the ACA (Affordable Care Act). New Jersey, Massachusetts, Vermont, California, Rhode Island and the District of Columbia.

Monthly Contribution Starts at: 
$319/$899 individual/family

Member Responsibility Amount (MRA): 
$1,000

Annual Out-of-Pocket Maximum: 
$3,000 per family

PLAN SUMMARY

Annual Sharing Maximum: No Cap

Lifetime Sharing Maximum: No Cap

Allows HSA: No

Preventative Care: Annual Adult Physical & Well Child

Primary Care Visit: $0 unlimited

24/7/365 Virtual Care: Yes, they have their own Care Logistics team with medical staff to provide care.

Specialist Visit: Counts toward Member Responsibility Amount (MRA)

Individual or Family: $3,000 Annual out-of-pocket Max Per Family

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Emergency Visit: Counts toward MRA.

Urgent Care Visit: Counts toward MRA.

Prescription Coverage: Helps to find lowest cost.

Maternity: Typical delivery and pre/post natal care is $2,000 out-of-pocket. See pg. 5 of plan details.

Mental Health: Yes. Unlimited consultations.

Pre-Existing Conditions:  12-month look back; no coverage for first 12 months; $25K 2nd year; $50K 3rd year; $125K 4th year and beyond. Exceptions for: Controlled diabetes, hypertension, high cholesterol, seasonal allergies and intermittent asthma will not be considered pre-existing when reported prior to membership effective date.

Meets ACA MEC Requirements: This program does NOT meet the minimum requirements for MEC (Minimal Essential Coverage) or the ACA (Affordable Care Act). New Jersey, Massachusetts, Vermont, California, Rhode Island and the District of Columbia have passed their own state-level individual mandate laws that mirror the Federal Affordable Care Act. 

Caregiver Network: See any doctor.

Dental: Yes. Included in plan, Save 20% to 50% on services

Vision: Yes. Reduced prices and savings.

Plan highlight
  • Vision/dental discount ups to 20-50% off services
  • Virtual mental health unlimited sessions
  • 12 chiropractic visits
  • This is the only indipop healthshare that the out of pocket costs if eligible goes towards your $3,000 max.
What to consider:
  • Does not meet the minimum requirements for MEC (Minimal Essential Coverage) or the ACA (Affordable Care Act). New Jersey, Massachusetts, Vermont, California, Rhode Island and the District of Columbia.

  • Initiate health needs with app or care logistics number for medical bills to apply to the out of pocket max. The team guides and helps coordinate cost and care with you.