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DPC Advantage

Navigating the healthcare system doesn’t have to be a headache. All indipop plans include a level of service that most of our members have never known possible before indipop.

Same day registration and membership

Access to a Direct Primary Care (DPC) and copays for provider visits with affordable out of pocket for major medical.

Why people love the DPC Advantage:

What's Included?

A yearly wellness check and age appropriate screenings.

  • Colonoscopies age 45 
  • Mammograms age 40
  • Child Immunizations

*6 month waiting period for screenings

  • Unlimited in-office primary care visits for $20
  • Unlimited in-office specialist visits for $50
  • Unlimited urgent care visit for $50
  • $250 lab allowance

You will need to call our care coordination team in advance through the Primestin Care app in order to be set up with a primary care, specialist or urgent care visits. You can access telemedicine visits in the Primestin Care app 24/7 without needing to call the care coordination team first.

Virtual and in-person visits are subject to a $50 Copay

Common specialists include OBGYN’s, Pediatricians, Dermatologists, Allergists, Ortho, Psychiatrists, and Endocrinologists.

Unlimited virtual visits 24/7 with no consultation fee. Skip the wait at the doctor’s office and get care from home.

Unlimited access to platform for mental health resources to include:

  • therapeutic resources
  • workshops/classes
  • self guided therapy

For an additional $50 per month:

  • receive 2 virtual visits per member, per month
  • unlimited texting and calling with a therapist for three months

After 3 months:

  • continue your virtual visits for $200 per month for 2 virtual visits per month
  • unlimited texting and calling with your therapist

*See specialists for in office or virtual psychiatrist visits

$250 allowance for labwork.

Skip the emergency room for x-rays and scans, if your condition is not a life threatening medical need, the 24/7 virtual health providers can order labs or the imaging you need.

For imaging, request assistance from the medical advocacy team to cost and quality shop those services near you.
Present as self pay and take advantage of the discounted cash pay rates. If this service becomes a part of a larger eligible medical need, your out of pocket costs will count toward your chosen IUA or your responsibility amount for expenses related to an eligible medical need.

Example: if you get an MRI and pay $300 out of pocket, and the medical need requires surgery, you will now pay $700 for the surgery. You applied $300 to count towards this medical need.

Emergency Room
Capped at your chosen IUA.

Urgent Care
Present as self pay and pay the cash pay rate. If this turns into a larger eligible medical need, the cost of that visit will apply toward your IUA.

Expectant mothers pay a single IUA for all expenses related to their eligible maternity sharing request.

Expenses eligible for sharing include those related to miscarriage, prenatal care, postnatal care, and delivery.
Pregnancy existing prior to membership is not shareable.
The conception date will be confirmed by medical records.
*please ask about limitations

Included with your DPC membership is:

  • Access to discounted prescriptions from any pharmacy with hundreds of medications at up to 80% off retail prices
  • Over 100 medications available at no cost
  • Low-cost generics
  • $0 member responsibility on 37 acute medications
  • 800+ maintenance medications available at just $5.
  • A $150 member benefit credit is applicable to both Tier 1b generic medications and Tier 2 preferred brands and Tier 3 non-preferred brands and
  • A prescription assistance program for help with high-cost medications.
  • With mail order service
  • Conveniently order online or by phone

You are not restricted to networks. If you wish to keep your provider, simply ask for the “self-pay” or “cash pay” rate to take advantage of the discount or ask the Medical Advocacy Team to locate a cash pay friendly provider near you.

Even when traveling, contact medical advocacy for help finding a provider and services where you are.

Expenses related to an eligible medical need are capped at your chosen IUA (initial unshareable amount) or member responsibility amount.

You are responsible for no more than 3 in a 12 month period per membership. Choose between a $1000, $2500 or $5000 IUA.

Example: If you choose the $1,000 IUA and you break your leg and need surgery, medical expenses total $10,000. Your cost for this medical need is capped at $1,000 – including follow up care, provider visits and physical therapy, if necessary.

TIP: If you select the $5,000 IUA, you may be saving monthly, but if your family has 3 major medical needs in a year, you could be responsible for $15,000 ($5000 X 3) out of pocket.

Alternative medical treatments may be shared with the health sharing community. These alternatives generally should be considered safe and effective while being an alternative to a traditional treatment plan. Member is required to demonstrate the proposed value of the alternative treatment.

Various therapeutic services that fall under alternative and integrative therapies are covered, including:

  • Acupuncture
  • Craniosacral therapy
  • Dry needling
  • Ozone treatments
  • Prolotherapy
  • Alternative infusion therapies
  • Chiropractic treatments provided by licensed chiropractors
  • Massage therapy from licensed massage therapists
  • Physical therapy performed by licensed physical therapists

Expenses for therapeutic treatments are eligible for sharing up to either a maximum shareable amount of $7,500, or a maximum total of 35 treatments, per medical need.

To help you navigate and address your healthcare needs, request assistance from the Medical Advocacy team to:

  • Help you find providers who meet your family’s needs and offer competitive rates, saving you and the community money
  • Help you gather good faith estimates beforehand, allowing you to make informed decisions
  • Arrange pre-payments to help with upfront costs
  • Provide added support in coordinating surgical procedures
  • Help you understand the relevant guidelines applicable to your specific situation and walk you through the next steps of your sharing request

This membership limits sharing for premembership conditions.

The existence of a premembership condition does not prevent participation in the membership and is not intended to deny care.

If you or someone in your membership has a premembership condition, sharing for that condition will not be shareable in the first year of membership.

Thereafter, sharing for premembership conditions that are otherwise eligible for sharing will increase based on the members tenure as follows:

  • 2nd year: $25,000
  • 3rd year: $50,000
  • 4th year: $125,000*

A pre-membership medical condition is any illness or injury for which a person has been:

  • Examined
  • Diagnosed
  • taken medication
  • had symptoms
    or,
  • has a personal history of or known increased risk of conditions that may arise or worsen in pregnancy
    or
  • received medical treatment within the 24 months prior to their membership start date.

Exclusions: High blood pressure, high cholesterol and diabetes are not considered pre-membership medical conditions as long as the member has not been hospitalized for the condition in the 24 months prior to joining, and the member is able to control the condition through medication or diet and exercise.

Please Note: pre-membership medical conditions may still qualify for sharing through the Additional Giving fund.

If you think you have a premembership condition, reach out to a member of our team to discuss the applicability of this provision.

DPC Advantage Pricing *2025 Rates

Select the IUA $1,000 or $2,500 (cap on high-cost medical expenses)

Similar Options

indipop Basic Membership

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Essential + HSA

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indipop DPC Advantage Plan FAQ

  • What's an IUA?
  • Are memberships in the indipop marketplace insurance?
  • Is there a network?
  • Dental + Vision and Prescription

An IUA, or initial unshareable amount, is your member responsibility amount for expenses related to a single eligible medical need. Designed to avoid costly surprise medical bills, IUAs function as caps on your out of pocket costs for eligible medical needs. You are responsible for a maximum of 3 IUA’s in a 12 month period. For many of our memberships, you have the freedom to select your IUA.

No. These month to month memberships and plans offer an alternative approach to paying for and accessing healthcare. Each membership included in our marketplace was carefully selected to meet indipop’s strict criteria. Registration for Group Plans and Individual or Family memberships is available year round – some with a same day effective date. Simply structured to provide set, transparent pricing and designed to avoid surprise medical bills – see if you are a good fit for one of our memberships.

Why choose indipop

All of our memberships feature:

This membership does not restrict you to a network. Receive identical services in all 50 states with the doctor of your choice. As we like to say here at indipop, you have the freedom to choose who cares for you!

Unlike traditional HMO or PPO plans, these memberships provide medical advocacy teams to help coordinate your care. Need help finding a doctor? The concierge will connect you with a provider wherever you go.

The more you involve the team, the closer you'll be to zero medical bills.

Add these supplements to any plan

indipop RX

Free generics and home delivery

starting at

indipop dental and vision

Vision, dental and prescription discounts

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indipop Virtual & Mental Health

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indipop PT – Physical Therapy

indipop promo!

After you cross healthcare off your list, check out our partners, they can help with offers for credit card processing to cybersecurity.

See Why People Love indipop